3059 Irwin Dr, Southport, NC 28461 Property Records

Brunswick County property record for 3059 Irwin Dr, Southport, NC 28461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,836 sqft · built 2006
Lot Size	0.257 acres (11,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Nov 2025)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`219EA053`

Property Details

APN / Parcel Number

Primary APN	`219EA053`
Alternative APNs	`206704937050` `80111761`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,836 sqft Heated Area
Gross Area	4,099 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	11,208 sqft (0.257 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80111761
Street Address	3059 IRWIN DR
City	SOUTHPORT
State	NC
Zip	28461-8433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EPUD
Legal Description	L-53 S-30 ST JAMES PH II REV2 PLAT 22/358
Legal Subdivision	ST JAMES PLANTATION
Legal Phase	II
Legal Lot Number	53
Jurisdiction	BRUNSWICK NC
Township / Civil Division	LOCKWOODS FOLLY
Census Block Group	3
Census Block	3043
Census Tract	20304

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3059 IRWIN DR, SOUTHPORT, NC 28461-8433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage CAROLINAS TELCO FCU
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	May 27, 2021 · Amount on Record
Deed Document Number	2025
Deed Book / Page	5457 / 448
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 17, 2025
Property Address	3059 IRWIN DR, SOUTHPORT, NC 28461-8433
Document Number	0054570448
Book / Page	5457 / 448
Map Reference	CAB 22 PG 358
Instrument Date	Nov 13, 2025
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WACCAMAW DR, HERTFORD, NC 27944-8607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3059 IRWIN DR, SOUTHPORT, NC 28461-8433

Mortgage

Document Number	0005457450
Date	Nov 17, 2025
Instrument	5457/450

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	5.13%
Max Rate At Change	7.13%
Index	1-Year T-Bill
Max Rate	11.1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 27, 2021
Property Address	3059 IRWIN DR, SOUTHPORT, NC 28461-8433
Document Number	0046281101
Book / Page	4628 / 1101
Map Reference	CAB 22 PG 358
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 39, WILDWOOD, FL 34785-0039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3059 IRWIN DR, SOUTHPORT, NC 28461-8433

Mortgage

Document Number	0046281104
Date	May 27, 2021
Instrument	4628/1104

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	St. James Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,605.00	$648,420 (-) Land $178,000 Building $470,420	$648,420 (-) Land $178,000 Building $470,420
2024	$2,605.00
2023		$648,420 Land $178,000 Building $470,420	$648,420 Land $178,000 Building $470,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 286 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	286 in force
Nearby Flood Claims	14 (2005–2024)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 5 claims Hurricane Florence, Sep 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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