Harford County property record for 3059 Benefit Ct, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,194 sqft · built 1997 |
| Lot Size | 0.131 acres (5,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,705 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-294075 |
| Primary APN | 01-294075 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,194 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,712 sqft (0.131 acres) |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 294075 |
|---|---|
| Street Address | 3059 BENEFIT CT |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2940 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 15 5712 SF 3059 BENEFIT COURT ST CLAIR PT 85/108 |
| Legal Subdivision | ST CLAIR |
| Legal Lot Number | 15 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 301205 |
3059 Benefit Ct, a townhouse, is owned and occupied by an individual who acquired it in October 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3059 BENEFIT CT, ABINGDON, MD 21009-2940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Oct 16, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage MERIDIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2020 |
| Deed Sale | Oct 16, 2020 |
| Prior Sale | Aug 6, 2007 · Amount on File |
| Deed Book / Page | 14188 / 40 |
| Prior Transfer Date | Sep 25, 2020 |
| Prior Transfer Doc | 0141880040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3059 BENEFIT CT, ABINGDON, MD 21009-2940 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3059 BENEFIT CT, ABINGDON, MD 21009-2940 |
| Document Number | 0159230086 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 15923/86 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 16, 2020 |
| Property Address | 3059 BENEFIT CT, ABINGDON, MD 21009-2940 |
| Document Number | 0141880040 |
| Book / Page | 14188 / 40 |
| Map Reference | MB85 PL108 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MID ATLANTIC TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3059 BENEFIT CT, ABINGDON, MD 21009-2940 |
| Document Number | 0001418843 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 14188/43 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 3059 Benefit Ct was $2,705 with a homeowner's exemption, up 12.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,705.00 (+12.57%) Homeowner's exemption | $248,200 (+5.44%) Land $65,500 Building $182,700 | $248,200 (-) Land $65,500 Building $182,700 |
| 2025 | $2,403.00 Homeowner's exemption | $235,400 | $248,200 Land $65,500 Building $182,700 |
| 2023 | $209,800 Land $65,500 Building $144,300 | $209,800 Land $65,500 Building $144,300 | |
| 2022 | $2,209.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3059 Benefit Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3059 Benefit Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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