3057 W 450 N, Layton, UT 84041 Property Records

Davis County property record for 3057 W 450 N, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,342 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2018)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-558-0802`

Property Details

APN / Parcel Number

Primary APN	`12-558-0802`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,342 sqft Living Area
Basement Area	2,409 sqft
Unfinished Basement	2,409 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Area	924 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3057 W 450 N
City	LAYTON
State	UT
Zip	84041-7325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 802, WILD HORSE SPRINGS SUB PHASE 8. CONT. 0.36 ACRES
Legal Subdivision	WILD HORSE SPRINGS SUBDIVISION PHASE 8
Legal Phase	8
Legal Lot Number	802
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1027
Census Tract	125415

Owner

3057 W 450 N is owned and occupied by two individuals who bought it in October 2018.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3057 W 450 N, LAYTON, UT 84041-7325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Mar 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Prior Sale	Jun 14, 2017 · Amount on File
Deed Document Number	20183124906
Deed Book / Page	7128 / 829
Prior Transfer Date	May 13, 2013
Prior Transfer Doc	0002741517
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3057 W 450 N, LAYTON, UT 84041-7325
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3057 W 450 N, LAYTON, UT 84041-7325

Mortgage

Document Number	008938/806
Date	Feb 23, 2026
Book Page	8938/806
Instrument	3655744

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3057 W 450 N, LAYTON, UT 84041-7325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003083434
Date	Mar 26, 2018
Book Page	6979/430
Instrument	3083434

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3057 W 450 N, LAYTON, UT 84041-7325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE COMPANY O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003171617
Date	Jul 10, 2019
Book Page	7301/0657
Instrument	3171617

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3057 W 450 N, LAYTON, UT 84041-7325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE COMPANY OF UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003315531
Date	Nov 16, 2020
Book Page	7638/2283
Instrument	3315531

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Oct 25, 2018
Property Address	3057 W 450 N, LAYTON, UT 84041-7325
Document Number	7128/0829
Book / Page	7128 / 0829
Instrument Date	Oct 24, 2018
Instrument	3124906
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	US TITLE COMPANY OF UTAH

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3057 W 450 N, LAYTON, UT 84041-7325

Mortgage

Document Number	3124907
Date	Oct 25, 2018
Instrument	3124907

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3057 W 450 N was $4,349, down 1.6% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,600 (+0.24%) Land $146,085 Building $311,515	$832,000 (+0.24%) Land $265,609 Building $566,391
2025	$4,349.00 (-1.63%)	$456,500 Land $147,011 Building $309,489	$830,000 Land $267,293 Building $562,707
2024	$4,421.00 (+3.39%)
2023	$4,276.00 (-6.98%)	$797,000 Land $169,856 Building $627,144	$797,000 Land $169,856 Building $627,144
2022	$4,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3057 W 450 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3057 W 450 N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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