3057 Gates Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3057 Gates Rd, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,236 sqft · built 1985
Lot Size0.641 acres (27,922 sqft)
OwnerCompany Name on Record
Last Sale$117,500 (Sep 2026)
Tax Bill$1,373 (2026)
Deeds & MortgagesSep 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN3641-06-2184

Property Details

APN / Parcel Number

Primary APN3641-06-2184
Alternative APNs
  • 364101062184
  • 251427
  • 17064

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,236 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area27,922 sqft (0.641 acres)
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number251427
Street Address3057 GATES RD
CityLINCOLNTON
StateNC
Zip28092-7954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-S
Legal DescriptionINGLE LD HMST RD1303
JurisdictionLINCOLN NC
Township / Civil DivisionLINCOLNTON
Census Block Group2
Census Block2038
Census Tract70300

Owner

Source: Lincoln County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address812 MADISON ST, LINCOLNTON, NC 28092-2450
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2026 · Amount on Record
Deed SaleSep 21, 2026 · Amount on Record
Prior SaleApr 1, 2014 · Amount on Record
Deed Document Number2026715309
Deed Book / Page3538 / 772
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateSep 21, 2026
Property Address3057 GATES RD, LINCOLNTON, NC 28092-7954
Document Number0000715309
Book / Page3538 / 772
Instrument DateSep 17, 2026
Instrument2026715309
Transaction TypeTransfer
Record UpdatedOct 5, 2026
Title CompanyAUSTIN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$23,735.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address812 MADISON ST, LINCOLNTON, NC 28092-2450

Mortgage

Document Number0000715310,
DateSep 21, 2026
Book Page3538/775
Instrument2026715310
Lender
NameKIAVI FUNDING INC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,373.00 (+5.21%)$189,989 (-) Land $31,348 Building $158,641$189,989 (-) Land $31,348 Building $158,641
2023$1,305.00$189,989 Land $31,348 Building $158,641$189,989 Land $31,348 Building $158,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Gates Rd

Nearby Streets

Search Property Records by Address or Parcel Number