30560 Chappelear Dr, Charlotte Hall, MD 20622 Property Records

St. Mary's County property record for 30560 Chappelear Dr, Charlotte Hall, MD 20622

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,612 sqft · built 1978
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2022)
Tax Bill	$165 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-028736`

Property Details

APN / Parcel Number

Primary APN	`05-028736`
Alternative APNs	`5028736` `028736`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,612 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	76,666 sqft (1.76 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028736
Street Address	30560 CHAPPELEAR DR
City	CHARLOTTE HALL
State	MD
Zip	20622-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 40 SECTION 2 KNOLLAND
Legal Subdivision	KNOLLAND SEC 02 01
Legal Lot Number	40
Jurisdiction	ST MARY'S MD
Township / Civil Division	5, MECHANICSVILLE
Census Block Group	3
Census Block	3002
Census Tract	875100

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30560 CHAPPELEAR DR, CHARLOTTE HALL, MD 20622-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 28, 2020	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Book / Page	6154 / 365
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 31, 2022
Property Address	30560 CHAPPELEAR DR, CHARLOTTE HALL, MD 20622-3205
Document Number	0061540365
Book / Page	6154 / 365
Map Reference	LB DBK 12 FO 45
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30560 CHAPPELEAR DR, CHARLOTTE HALL, MD 20622-3205

Mortgage

Document Number	0006154371
Date	May 31, 2022
Instrument	6154/371

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 28, 2020
Property Address	30560 CHAPPELEAR DR, CHARLOTTE HALL, MD 20622-3205
Document Number	0055170192
Book / Page	5517 / 192
Map Reference	LB DBK 12 FO 45
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	30560 CHAPPELEAR DR, CHARLOTTE HALL, MD 20622-3205

Mortgage

Document Number	5517198
Date	Oct 28, 2020
Instrument	5517/198

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	30560 CHAPPELEAR DR, CHARLOTTE HALL, MD 20622-3205
Document Number	0049800095
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30560 CHAPPELEAR DR CHARLOTTE HALL MD 206223205, CHARLOTTE HALL, MD 20622-3205

Mortgage

Document Number	0049800095
Date	Nov 14, 2018
Book Page	004980/000095

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,567 (+17.34%)	$573,600 (+19.38%) Land $118,900 Building $454,700
2025	$165.00 (-96.71%)
2023	$5,014.00	$462,400	$480,500 Land $114,100 Building $366,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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