3056 Totem Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 3056 Totem Rd, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,421 sqft · built 2025
Lot Size0.104 acres (4,530 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (May 2026)
Tax Bill$987 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2025 Sale
Flood ZoneZone X (minimal risk)
APN26-29-18-689955-006280

Property Details

APN / Parcel Number

Primary APN26-29-18-689955-006280
Alternative APN
  • 182926689955006280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,421 sqft Living Area
Gross Area1,820 sqft
1st Floor Area1,421 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,530 sqft (0.104 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address3056 TOTEM RD
CityEAGLE LAKE
StateFL
Zip33839-3069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD III PB 206 PGS 37-45 LOT 628
Legal SubdivisionRANCHES AT LAKE MCLEOD III
Legal Lot Number628
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

3056 Totem Rd is owned and occupied by an individual who bought it in May 2026.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3056 TOTEM RD, EAGLE LAKE, FL 33839-3069
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Warranty Deed, Transfer · Seller Carry-Back
UNITY TITLE, UNIK TITLE
Sep 11, 2025Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2026 · Amount on File
Deed SaleMay 13, 2026 · Amount on File
Prior SaleSep 11, 2025 · Amount on File
Deed Document Number2026114903
Deed Book / Page13997 / 1114
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 13, 2026
Property Address3056 TOTEM RD, EAGLE LAKE, FL 33839-3069
Document Number0000114903
Book / Page13997 / 1114
Instrument DateApr 27, 2026
Instrument2026.114903
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyUNITY TITLE, UNIK TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183,820.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3056 TOTEM RD, EAGLE LAKE, FL 33839-3069

Mortgage

Document Number0000114904,
DateMay 13, 2026
Instrument2026..114904
Lender
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term120 Months
DueJun 1, 2036
Interest
Rate6.46%
Max Rate-1%

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateSep 11, 2025
Property Address3056 TOTEM RD, EAGLE LAKE, FL 33839-3069
Document Number0000213563
Book / Page13696 / 87
Map ReferenceMB 206 PG 37
Instrument DateAug 28, 2025
Instrument2025213563
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
Tax$1,817.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 WAGNER ST, WANTAGH, NY 11793-3041

Tax Assessment & Valuation

The 2025 property tax bill for 3056 Totem Rd was $987, up 21.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,868 (+297.74%) Land $50,000 Building $148,868$198,868 (+297.74%) Land $50,000 Building $148,868
2025$987.00 (+21.25%)$50,000 Land $50,000$50,000 Land $50,000
2024$814.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3056 Totem Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3056 Totem Rd is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 69% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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