30551 River Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 30551 River Rd, Cloverdale, CA 95425

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,104 sqft · built 1947
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Jun 2012)
Tax Bill$825 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN116-200-021-000

Property Details

APN / Parcel Number

Primary APN116-200-021-000
Alternative APN
  • 116-200-021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1949
Architectural StyleL-Shape
Construction TypeWood
Lot Area8,400 sqft (0.193 acres)
Garage Area450 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number116-200-021
Street Address30551 RIVER RD
CityCLOVERDALE
StateCA
Zip95425-3548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLIA20
Legal SubdivisionRANCHO RINCON DE MUSALACON
Legal Block2
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group2
Census Block2003
Census Tract154201

Owner

Source: Sonoma County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address30551 RIVER RD, CLOVERDALE, CA 95425-3548
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
May 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU
Sep 28, 2018Deed of Trust, Mortgage
REDWOOD CU
Jan 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU
Apr 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2012 · Amount on Record
Deed SaleJun 26, 2012 · Amount on Record
Prior SaleJun 16, 2011 · Amount on Record
Deed Document Number201260472
Prior Transfer DateJun 2, 2010
Prior Transfer Doc0000045406
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address30551 RIVER RD, CLOVERDALE, CA 95425-3548
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address30551 RIVER RD, CLOVERDALE, CA 95425-3548

Mortgage

Document Number0000109641
DateOct 1, 2021
Instrument2021109641
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address30551 RIVER RD, CLOVERDALE, CA 95425-3548
Document Number0000036643
Instrument DateMay 25, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address30551 RIVER RD CLOVERDALE CA 954253548, CLOVERDALE, CA 95425-3548

Mortgage

Document Number0000036643
DateMay 31, 2019
Instrument36643
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 30, 2034

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address30551 RIVER RD, CLOVERDALE, CA 95425-3548
Document Number0000070491
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address30551 RIVER RD CLOVERDALE CA 954253548, CLOVERDALE, CA 95425-3548

Mortgage

Document Number0000070491
DateOct 10, 2018
Instrument70491
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
AmountAmount Recorded
Term360 Months
DueOct 9, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address30551 RIVER RD, CLOVERDALE, CA 95425-3548
Document Number0000004938
Instrument DateJan 12, 2018
Transaction TypeMortgage
Record UpdatedFeb 15, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address30551 RIVER RD CLOVERDALE CA 954253548, CLOVERDALE, CA 95425-3548

Mortgage

Document Number0000004938
DateJan 24, 2018
Instrument4938
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 23, 2043

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address30551 RIVER RD, CLOVERDALE, CA 95425-3548
Document Number0000033156
Instrument DateApr 21, 2017
Transaction TypeMortgage
Record UpdatedMay 10, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address30551 RIVER RD CLOVERDALE CA 954253548, CLOVERDALE, CA 95425-3548

Mortgage

Document Number0000033156
DateApr 28, 2017
Instrument33156
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 27, 2042

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$825.00 (+2.23%) Homeowner's exemption$52,574 (+4.04%) Land $7,337 Building $45,237
2023$807.00 (+1.64%) Homeowner's exemption$50,534 Land $7,053 Building $43,481
2022$794.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims13 (1983–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShanel Tribal Utility District
tribal government · serves 250 people · EPA ID 090600133
Water SourcePurchased groundwater from HOPLAND PUBLIC UTILITY DISTRICT
Last State InspectionNov 2024
LeadBelow detection (2023–2025)
action level 15 ppb
Copper1.4 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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