Cabarrus County property record for 3055 Walter Dr NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,979 sqft · built 2017 |
| Lot Size | 0.784 acres (34,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $264,500 (May 2018) |
| Tax Bill | $4,791 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5611 41 5685 |
| Primary APN | 5611 41 5685 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 3,018 sqft |
| 1st Floor Area | 1,979 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,125 sqft (0.784 acres) |
| Lot Dimensions | 455 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 259 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 96294 |
|---|---|
| Street Address | 3055 WALTER DR NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-5564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 7 WESTOVER |
| Legal Subdivision | YMCA |
| Legal Lot Number | 7 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 42501 |
Source: Cabarrus County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3055 WALTER DR NW, CONCORD, NC 28027-5564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jul 10, 2020 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| May 22, 2018 | Warranty Deed, Subdivision Related Transfer NAVY FCU |
| Jul 21, 2017 | Warranty Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Prior Sale | Jul 21, 2017 · Amount on Record |
| Deed Book / Page | 13009 / 45 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 2, 2026 |
| Property Address | 3055 WALTER DR NW, CONCORD, NC 28027-5564 |
| Document Number | 0000012998 |
| Book / Page | 18019 / 19 |
| Instrument Date | May 23, 2026 |
| Instrument | 202612998 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3055 WALTER DR NW, CONCORD, NC 28027-5564 |
| Document Number | 0000012998, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 18019/19 |
| Instrument | 202612998 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2066 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3055 WALTER DR NW, CONCORD, NC 28027-5564 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0001431675 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 14316/75 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 22, 2018 |
| Property Address | 3055 WALTER DR NW, CONCORD, NC 28027-5564 |
| Document Number | 1300945 |
| Book / Page | 013009 / 000045 |
| Instrument Date | May 22, 2018 |
| Instrument | 12018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $529.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3055 WALTER DR NW CONCORD NC 28027, CONCORD, NC 28027 |
| Document Number | 1300947 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 013009/000047 |
| Instrument | 12019 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 21, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 21, 2017 |
| Property Address | 3055 WALTER DR NW, CONCORD, NC 28027-5564 |
| Document Number | 12592319 |
| Book / Page | 012592 / 000319 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 18611 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $56.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 155 EDINBURG DR KANNAPOLIS NC 280836468, KANNAPOLIS, NC 28083-6468 |
| Document Number | 12592322 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 012592/000322 |
| Instrument | 18612 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28271 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 20, 2018 |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,791.00 (+49.95%) | $481,030 (+83.66%) Land $60,000 Building $421,030 | |
| 2024 | $481,030 (+83.66%) Land $60,000 Building $421,030 | ||
| 2023 | $3,195.00 | $261,920 Land $37,800 Building $224,120 | $261,920 Land $37,800 Building $224,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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