3055 Vernon St, Duluth, MN 55806 Property Records

St. Louis County property record for 3055 Vernon St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 3 ba · 2,520 sqft · built 1907
Lot Size	0.085 acres (3,738 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2020)
Tax Bill	$4,308 (2026)
Deeds & Mortgages	Mar 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-4570-02490`

Property Details

APN / Parcel Number

Primary APN	`010-4570-02490`
Alternative APN	`1087256`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,520 sqft Gross Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,738 sqft (0.085 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	196 sqft
Deck Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1087256
Street Address	3055 VERNON ST
City	DULUTH
State	MN
Zip	55806-3816
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	ALL OF LOT 10 & W1/2 OF LOT 11 SERIAL #
Legal Subdivision	WEST PARK DIVISION
Legal Block	21
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2028
Census Tract	15600

Owner

3055 Vernon St, a residential property, is owned and occupied by an individual who acquired it in March 2025.

Source: St. Louis County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3055 VERNON ST, DULUTH, MN 55806-3816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Deed Document Number	20201021880
Last Transfer Date	Mar 25, 2025
Transfer Doc	0001507085
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 31, 2020
Property Address	3055 VERNON ST, DULUTH, MN 55806-3816
Document Number	00T1021880
Instrument Date	Mar 16, 2020
Instrument	T1021880
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3144 DULUTH MN 558033144, DULUTH, MN 55803-3144

Mortgage

Document Number	T1021881
Date	Mar 31, 2020
Instrument	T1021881

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	T1021883,
Date	Mar 31, 2020
Instrument	T1021883

Lender

Name	DAVID & MARY A LICK
Address	3968 STERLING POND PL, HERMANTOWN, MN 55811-2360
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3055 Vernon St was $4,308, up 13.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,308.00 (+13.73%)
2025	$3,788.00 (+7.01%)	$263,100 (+16.93%) Land $13,900 Building $249,200	$263,100 (+16.93%) Land $13,900 Building $249,200
2024	$3,540.00	$225,000 Land $16,700 Building $208,300	$225,000 Land $16,700 Building $208,300
2022		$186,400 Land $14,800 Building $171,600	$186,400 Land $14,800 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3055 Vernon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3055 Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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