3055 Prairie St, Ida, MI 48140 Property Records

Monroe County property record for 3055 Prairie St, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1973
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jun 2016)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-065-037-10`

Property Details

APN / Parcel Number

Primary APN	`08-065-037-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Lot Area	26,572 sqft (0.61 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3055 PRAIRIE ST
City	IDA
State	MI
Zip	48140-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	2016R12270 VILLAGE PLAT OF IDA PT OF LOTS 58 & 59 ALSO PT OF SEC 2 DESC AS COM AT SW COR OF LOT 58 TH N 3 DEG 30'E 50 FT ALG
Legal Subdivision	VLG OF IDA
Legal Lot Number	58-59
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	1
Census Block	1002
Census Tract	832800

Owner

3055 Prairie St is owned and occupied by two individuals who bought it in June 2016.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3055 PRAIRIE ST, IDA, MI 48140-9702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DFCU FINANCIAL
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2016 · Amount on File
Deed Sale	Jun 21, 2016 · Amount on File
Deed Document Number	201612270
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3055 PRAIRIE ST, IDA, MI 48140-9702
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 PRAIRIE ST, IDA, MI 48140-9702

Mortgage

Document Number	0000021086
Date	Nov 1, 2022
Instrument	2022R21086

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 31, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3055 PRAIRIE ST, IDA, MI 48140-9702
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 PRAIRIE ST, IDA, MI 48140-9702

Mortgage

Document Number	2021R05860
Date	Mar 3, 2021
Instrument	2021R05860

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 3055 Prairie St was $3,037 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 Land $152,000	$304,000 Land $304,000
2025	$3,037.00 Homeowner's exemption
2023	$2,135.00 Homeowner's exemption	$99,800	$199,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3055 Prairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3055 Prairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
D&P Communications Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prairie St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures