3055 Oak St, Longview, WA 98632 Property Records

Cowlitz County property record for 3055 Oak St, Longview, WA 98632

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,560 sqft · built 1938
Lot Size	0.557 acres (24,250 sqft)
Owner	2 Individual Names on File
Last Sale	$132,741 (Oct 2015)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R022895`

Property Details

APN / Parcel Number

Primary APN	`R022895`
Alternative APNs	`3022895` `02364`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,260 sqft
Attic	Attic
Attic Area	300 sqft
Flooring	Carpet

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	24,250 sqft (0.557 acres)
Garage Type	Detached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3022895
Street Address	3055 OAK ST
City	LONGVIEW
State	WA
Zip	98632-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR0
Legal Description	139 (CVG 1) -6 -9 29 -8N -2W EXC LOT 9A FEE 666595.
Legal Range	02W
Legal Township	08N
Legal Section	29
Legal Subdivision	CVG 1
Legal Block	6
Legal Lot Number	9A
Jurisdiction	COWLITZ WA
Township / Civil Division	LONGVIEW-KELSO
Census Block Group	2
Census Block	2006
Census Tract	702

Owner

3055 Oak St is owned and occupied by two individuals who bought it in October 2015.

Source: Cowlitz County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3055 OAK ST, LONGVIEW, WA 98632-4313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on File
Deed Sale	Oct 30, 2015 · Amount on File
Deed Document Number	20153533066
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Recording Date	Jul 20, 2026
Property Address	3055 OAK ST, LONGVIEW, WA 98632-4313
Document Number	0003793561
Instrument Date	Jul 13, 2026
Instrument	20263793561
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 OAK ST, LONGVIEW, WA 98632-4313

Mortgage

Document Number	0003793561,
Date	Jul 20, 2026
Instrument	20263793561

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	3055 OAK ST, LONGVIEW, WA 98632-4313
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003681158
Date	May 6, 2021
Instrument	3681158

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	173 Months
Due	Oct 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	3055 OAK ST, LONGVIEW, WA 98632-4313
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003698322
Date	Oct 22, 2021
Instrument	3698322

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3055 Oak St was $3,203.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Municipality	Longview City
Unified School District	Longview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00	$343,570 Land $52,560 Building $291,010	$343,570 Land $52,560 Building $291,010
2023	$3,033.00
2022		$341,870 Land $54,180 Building $287,690	$341,870 Land $54,180 Building $287,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3055 Oak St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3055 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONGVIEW WATER DEPARTMENT serves 57,617 people · EPA ID WA5348100
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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