3055 Mill Point Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 3055 Mill Point Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 1962
Lot Size	1.16 acres (50,835 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Oct 2024)
Tax Bill	$2,974 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`25943`

Property Details

APN / Parcel Number

Primary APN	`25943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,835 sqft (1.16 acres)
Garage Area	624 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3055 MILL POINT RD
City	HAYES
State	VA
Zip	23072-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	SUNSET POINT SUB LOT 10 ROWES CREEK
Legal Subdivision	SUNSET POINT
Legal Lot Number	10
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1031
Census Tract	100500

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3055 MILL POINT RD, HAYES, VA 23072-4320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Deed Document Number	20244134
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	May 28, 2026
Property Address	3055 MILL POINT RD, HAYES, VA 23072-4320
Document Number	0000002310
Instrument Date	May 14, 2026
Instrument	20262310
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	THE CLOSERS OF VIRGINIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 MILL POINT RD, HAYES, VA 23072-4320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002310,
Date	May 28, 2026
Instrument	20262310

Lender

Name	FIRST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,974.00 (+6.59%)	$501,500 (+12.16%) Land $181,240 Building $320,260	$501,500 (+12.16%) Land $181,240 Building $320,260
2025	$2,790.00 (+5.24%)	$447,130 (-) Land $165,010 Building $282,120	$447,130 (-) Land $165,010 Building $282,120
2024	$2,651.00	$447,130 (-) Land $165,010 Building $282,120	$447,130 (-) Land $165,010 Building $282,120
2023	$2,651.00 (-2.64%)	$447,130 (+20.66%) Land $165,010 Building $282,120	$447,130 (+20.66%) Land $165,010 Building $282,120
2022	$2,723.00	$370,570 Land $154,380 Building $216,190	$370,570 Land $154,380 Building $216,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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