3055 Lowfalls Ln, Sumter, SC 29150 Property Records

Sumter County property record for 3055 Lowfalls Ln, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,435 sqft · built 2021
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Aug 2020)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`186-05-01-022`

Property Details

APN / Parcel Number

Primary APN	`186-05-01-022`
Alternative APN	`19298`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,435 sqft Living Area
Gross Area	4,760 sqft
1st Floor Area	2,980 sqft
Upper Floors Area	455 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	945 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19298
Street Address	3055 LOWFALLS LN
City	SUMTER
State	SC
Zip	29150-1781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H-C
Legal Description	LOT# 27 PB03-264 0.54 AC
Legal Subdivision	STILLWATER PH I
Legal Lot Number	27
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	1
Census Block	1004
Census Tract	1803

Owner

Source: Sumter County records · APN 186-05-01-022

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3055 LOWFALLS LN, SUMTER, SC 29150-1781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Jul 06, 2020 · Amount on Record
Deed Document Number	202012704034
Deed Book / Page	1270 / 4034
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3055 LOWFALLS LN, SUMTER, SC 29150-1781
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012813389
Date	Mar 02, 2021
Book Page	1281/3389

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 26, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2021
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	4.95%
Index	Prime Rate
Max Rate	8.95%

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,592.00 (-65.98%)	$18,990 (-) Land $1,600 Building $17,390	$474,624 (-) Land $40,000 Building $434,624
2023		$18,990 (-33.32%) Land $1,600 Building $17,390	$474,624 (-) Land $40,000 Building $434,624
2022	$10,557.00	$28,480 Land $2,400 Building $26,080	$474,624 Land $40,000 Building $434,624

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), as of January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850018031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Farmers Telephone Cooperative, Inc. (SC) Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC4310001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SUMTER serves 53,070 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.