3055 Final Dr, Highland, IL 62249 Property Records

Madison County property record for 3055 Final Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 2,418 sqft · built 2018
Lot Size	6.79 acres (295,772 sqft)
Owner	Company Name on Record
Last Sale	$102,000 (Mar 2017)
Tax Bill	$23 (2013)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2020 Mortgage + 2 more
APN	`02-1-18-27-00-000-010-010`

Property Details

APN / Parcel Number

Primary APN	`02-1-18-27-00-000-010-010`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,418 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	295,772 sqft (6.79 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3055 FINAL DR
City	HIGHLAND
State	IL
Zip	62249-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SOUTHWEST NORTHEAST
Jurisdiction	MADISON IL
Township / Civil Division	SALINE
Census Block Group	1
Census Block	1055
Census Tract	403702

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3055 FINAL DR, HIGHLAND, IL 62249-4807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP
Aug 19, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CAP
Oct 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST MID IL BK&TR
Mar 3, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CLOVER LEAF BANK SB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Prior Sale	Dec 1, 2010 · Amount on Record
Deed Document Number	20177363
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3055 FINAL DR, HIGHLAND, IL 62249-4807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031139
Date	Oct 3, 2018
Instrument	2018R31139

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3055 FINAL DR, HIGHLAND, IL 62249-4807
Document Number	0000029638
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3055 FINAL DR HIGHLAND IL 622494807, HIGHLAND, IL 62249-4807

Mortgage

Document Number	0000029638
Date	Aug 25, 2020
Instrument	29638

Lender

Name	MORTGAGE CAP
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Oct 6, 2017
Property Address	3055 FINAL DR, HIGHLAND, IL 62249-4807
Instrument Date	Oct 3, 2017
Instrument	33933
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3055 FINAL DR HIGHLAND IL 622494807, HIGHLAND, IL 62249-4807

Mortgage

Document Number	0000033933
Date	Oct 6, 2017
Instrument	33933

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 5, 2018

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 3, 2017
Property Address	3055 FINAL DR, HIGHLAND, IL 62249-4807
Document Number	0000007363
Instrument Date	Feb 24, 2017
Instrument	2017R07363
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15775 N COBBLESTONE CT, EFFINGHAM, IL 62401-4638

Mortgage

Document Number	0000007364
Date	Mar 3, 2017
Instrument	2017R07364

Lender

Name	FIRST CLOVER LEAF BANK SB
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 24, 2037

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Saline Township
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,790 (+28.21%) Land $24,640 Building $167,150	$575,371 (+28.08%) Land $73,920 Building $501,451
2022		$149,590 Land $19,220 Building $130,370	$449,220 Land $57,718 Building $391,502
2013	$23.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: GigFire.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Final Dr

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