San Joaquin County property record for 3054 Prospect Dr, Tracy, CA 95377 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,784 sqft · built 2020 |
| Lot Size | 0.136 acres (5,954 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,185,000 (Dec 2023) |
| Tax Bill | $17,135 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 253-550-590-000 |
| Primary APN | 253-550-590-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,784 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,954 sqft (0.136 acres) |
| Garage Type | Mixed |
| Garage Area | 652 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3054 PROSPECT DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 54 TRACY HILLS VILLAGE 8A, TRACT 3957 |
| Legal Tract | 3957 |
| Legal Lot Number | 54 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 5502 |
Source: San Joaquin County records · APN 253-550-590-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4301 NORWALK DR # 103, 103, SAN JOSE, CA 95129-1780 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 06, 2023 | Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU |
| Jul 16, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 19, 2021 | Deed of Trust, Mortgage PATELCO FCU |
| Apr 17, 2020 | Grant Deed, Subdivision Related Transfer EAGLE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2023 · Amount on Record |
| Deed Sale | Dec 06, 2023 · Amount on Record |
| Prior Sale | Apr 17, 2020 · Amount on Record |
| Deed Document Number | 2023-099101 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3054 PROSPECT DR, TRACY, CA 95377-8597 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3054 PROSPECT DR, TRACY, CA 95377-8597 |
| Document Number | 0000117657 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025-117657 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 06, 2023 |
| Property Address | 3054 PROSPECT DR, TRACY, CA 95377-8597 |
| Document Number | 0000099101 |
| Map Reference | MB 43 PG 74 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023-099101 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4301 NORWALK DR APT U103, U103, SAN JOSE, CA 95129-1748 |
| Document Number | 0000099102 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 2023-099102 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.3% |
| Max Rate | 12.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3054 PROSPECT DR, TRACY, CA 95377-8597 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3054 PROSPECT DR, TRACY, CA 95377-8597 |
| Document Number | 0000119706 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-119706 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3054 PROSPECT DR, TRACY, CA 95377-8597 |
| Document Number | 0000016666 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3054 PROSPECT DR TRACY CA 953778597, TRACY, CA 95377-8597 |
| Document Number | 0000016666 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 16666 |
| Name | PATELCO FCU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 17, 2020 |
| Property Address | 3054 PROSPECT DR, TRACY, CA 95377-8597 |
| Document Number | 0000046661 |
| Instrument Date | Apr 09, 2020 |
| Instrument | 46661 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 08, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $818.00 |
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3054 PROSPECT DR TRACY CA 95377, TRACY, CA 95377 |
| Document Number | 46662 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 46662 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 16, 2050 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,135.00 (+35.13%) | $1,178,100 (+50.76%) Land $331,500 Building $846,600 |
| 2023 | $12,680.00 (+1.92%) | $781,415 Land $126,140 Building $655,275 |
| 2022 | $12,441.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | About 1 in 98 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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