Santa Cruz County property record for 3054 Elda Ln, Santa Cruz, CA 95062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,587 sqft · built 1988 |
| Lot Size | 0.074 acres (3,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jun 2020) |
| Tax Bill | $10,413 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Aug 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-101-54 |
| Primary APN | 031-101-54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,587 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,223 sqft (0.074 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3054 ELDA LN |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95062-3529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-3 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 121702 |
3054 Elda Ln is owned and occupied by an individual who bought it in June 2020.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3054 ELDA LN, SANTA CRUZ, CA 95062-3529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 7, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on File |
| Deed Sale | Jun 16, 2020 · Amount on File |
| Prior Sale | Aug 7, 2019 · Amount on File |
| Deed Document Number | 202021183 |
| Prior Transfer Date | Jan 25, 2002 |
| Prior Transfer Doc | 0000008846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 16, 2020 |
| Property Address | 3054 ELDA LN, SANTA CRUZ, CA 95062-3529 |
| Document Number | 0000021183 |
| Map Reference | MB 48 PG 49 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 2020-0021183 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3054 ELDA LN, SANTA CRUZ, CA 95062-3529 |
| Document Number | 0000021184 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-0021184 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 7, 2019 |
| Property Address | 3054 ELDA LN, SANTA CRUZ, CA 95062-3529 |
| Document Number | 0000022667 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 22667 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3054 Elda Ln was $10,413.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Live Oak Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780,864 (+2%) Land $501,984 Building $278,880 | ||
| 2025 | $10,413.00 | $765,553 Land $492,141 Building $273,412 | |
| 2023 | $9,505.00 (+2.49%) | $735,825 Land $473,030 Building $262,795 | $870,570 |
| 2022 | $9,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3054 Elda Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3054 Elda Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, GeoLinks, Surfnet Communications.
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