Harford County property record for 3054 Ebbtide Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,868 sqft · built 1992 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (Jun 1995) |
| Tax Bill | $3,116 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-079131 |
| Primary APN | 01-079131 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,868 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Porch | Slab |
| Porch Area | 88 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 079131 |
|---|---|
| Street Address | 3054 EBBTIDE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 377 75/25X120 AV 3054 EBBTIDE DR HARBOUR OAKS S4 P 45/18 |
| Legal Subdivision | HARBOUR OAKS |
| Legal Lot Number | 377 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301602 |
3054 Ebbtide Dr is owned and occupied by an individual who acquired it in February 2015.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3054 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 1995 · Amount on File |
| Deed Sale | Jun 27, 1995 · Amount on File |
| Prior Sale | Sep 16, 1992 · Amount on File |
| Deed Book / Page | 2262 / 1025 |
| Last Transfer Date | Feb 23, 2015 |
| Transfer Doc | 0111460376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3054 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3054 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Document Number | 0160150040 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 16015/40 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 278 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3054 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3054 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Document Number | 0157700374 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 15770/374 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 286 Months |
| Due | Oct 1, 2046 |
The 2026 property tax bill for 3054 Ebbtide Dr was $3,116, up 14.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,116.00 (+14.94%) | $285,900 (+6.95%) Land $60,200 Building $225,700 | $285,900 (-) Land $60,200 Building $225,700 |
| 2025 | $2,711.00 | $267,333 | $285,900 Land $60,200 Building $225,700 |
| 2023 | $230,200 Land $60,200 Building $170,000 | $230,200 Land $60,200 Building $170,000 | |
| 2022 | $2,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3054 Ebbtide Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3054 Ebbtide Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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