3053 Williamsburg Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3053 Williamsburg Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,124 sqft · built 1978
Lot Size	0.354 acres (15,419 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (Jul 1998)
Tax Bill	$8,812 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.05-1-2`

Property Details

APN / Parcel Number

Primary APN	`013089 27.05-1-2`
Alternative APNs	`308902700500010020000000` `02700500010020000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	15,419 sqft (0.354 acres)
Lot Dimensions	181 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700500010020000000
Street Address	3053 WILLIAMSBURG DR
City	SCHENECTADY
State	NY
Zip	12303-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 52
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3026
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3053 WILLIAMSBURG DR, SCHENECTADY, NY 12303-5326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Apr 5, 2017	Deed of Trust, Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 1998 · Amount on Record
Deed Sale	Jul 13, 1998 · Amount on Record
Deed Book / Page	2607 / 221
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3053 WILLIAMSBURG DR, SCHENECTADY, NY 12303-5326
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3053 WILLIAMSBURG DR, SCHENECTADY, NY 12303-5326

Mortgage

Document Number	0000006252
Date	Sep 11, 2023
Instrument	R2023-16252

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3053 WILLIAMSBURG DR, SCHENECTADY, NY 12303-5326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007967
Date	Apr 5, 2017
Instrument	R2017-07967

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12303

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,812.00 (+0.05%)
2025	$8,808.00 (+19.63%)	$308,000 (-) Land $62,000 Building $246,000	$410,667 (+13.33%) Land $82,667 Building $328,000
2023		$308,000 (-) Land $62,000 Building $246,000	$362,353 (+7.06%) Land $72,941 Building $289,412
2022		$308,000 Land $62,000 Building $246,000	$338,462 Land $68,132 Building $270,330
2021	$7,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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