3053 Pepper St, Highland, CA 92346 Property Records

San Bernardino County property record for 3053 Pepper St, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,375 sqft · built 1984
Lot Size	0.921 acres (40,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Mar 2005)
Tax Bill	$8,630 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0285-103-44-0000`

Property Details

APN / Parcel Number

Primary APN	`0285-103-44-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,375 sqft Living Area
Gross Area	3,015 sqft
1st Floor Area	2,375 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	40,100 sqft (0.921 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	323 sqft
Patio Area	323 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3053 PEPPER TREE LN
City	SAN BERNARDINO
State	CA
Zip	92404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8277 LOT 100
Legal Subdivision	TRACT NO 8277
Legal Tract	8277
Legal Block	2
Legal Lot Number	100
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2001
Census Tract	7404

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3053 PEPPER ST, HIGHLAND, CA 92346-1822
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRIDGELOCK CAPITAL
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2005 · Amount on Record
Deed Sale	Mar 3, 2005 · Amount on Record
Deed Document Number	2005149538
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3053 PEPPER ST, HIGHLAND, CA 92346-1822
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254305
Date	Jul 12, 2018
Instrument	2018-0254305

Lender

Name	BRIDGELOCK CAPITAL
Type	Non-Lending Institution
Address	WOODLAND HILLS, CA 91367

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3053 PEPPER ST, HIGHLAND, CA 92346-1822
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3053 PEPPER ST, HIGHLAND, CA 92346-1822

Mortgage

Document Number	0000256876
Date	Jun 4, 2021
Instrument	2021-0256876

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,000 (-) Land $204,000 Building $476,000
2025	$8,630.00 (+12.91%)	$680,000 (+12.4%) Land $204,000 Building $476,000
2023	$7,643.00 (+9.31%)	$605,000 Land $182,000 Building $423,000
2022	$6,992.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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