Burke County property record for 3053 NC 126, Morganton, NC 28655
| Property Type | Other Improved |
|---|---|
| Details | 2 ba · 1,676 sqft · built 1954 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,578 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1764783387 |
| Primary APN | 1764783387 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,676 sqft Total Area |
| Basement Area | 532 sqft |
| Unfinished Basement | 532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Roof Material | Asphalt |
| Lot Area | 38,768 sqft (0.89 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 374 sqft |
| Deck Area | 63 sqft |
| Patio Area | 525 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3053 NC 126 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7841 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3053 NC 126 MORGANTON, NC 28655 |
| Legal Subdivision | ON A MAP OF SURVEY |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20203 |
3053 NC 126 is owned by a company.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3053 NC 126, MORGANTON, NC 28655-7841 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit MORGANTON SAVINGS BANK SSB |
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit MORGANTON SAVINGS BANK SSB |
| Mar 29, 2019 | Deed of Trust, Mortgage · Line of Credit MORGANTON SVGS BK SSB |
| Jul 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MORGANTON SVGS BK SSB |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3053 NC 126, MORGANTON, NC 28655-7841 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0026640421 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 2664/421 |
| Instrument | 2023000176 |
| Name | MORGANTON SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3053 NC 126, MORGANTON, NC 28655-7841 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026510630 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 2651/630 |
| Instrument | 2021026896 |
| Name | MORGANTON SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3053 NC 126, MORGANTON, NC 28655-7841 |
| Document Number | 0023950704 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3053 NC 126 MORGANTON NC 286557841, MORGANTON, NC 28655-7841 |
| Document Number | 0023950704 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 002395/000704 |
| Instrument | 26221 |
| Name | MORGANTON SVGS BK SSB |
|---|---|
| Address | MORGANTON, NC 28655-3429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 28, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3053 NC 126, MORGANTON, NC 28655-7841 |
| Document Number | 0023590585 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3053 NC 126 MORGANTON NC 286557841, MORGANTON, NC 28655-7841 |
| Document Number | 0023590585 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 002359/000585 |
| Instrument | 18517 |
| Name | MORGANTON SVGS BK SSB |
|---|---|
| Address | MORGANTON, NC 28655-3429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 31, 2028 |
The 2026 property tax bill for 3053 NC 126 was $4,578.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,578.00 | $720,973 (-) Land $44,500 Building $676,473 | $720,973 (-) Land $44,500 Building $676,473 |
| 2025 | $4,578.00 | $720,973 Land $44,500 Building $676,473 | $720,973 Land $44,500 Building $676,473 |
| 2023 | $4,614.00 | $720,973 Land $44,500 Building $676,473 | $720,973 Land $44,500 Building $676,473 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3053 NC 126 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3053 NC 126 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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