3053 Fossil Hill Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3053 Fossil Hill Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,302 sqft · built 2019
Lot Size	0.738 acres (32,173 sqft)
Owner	Individual Name on Record
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-22-03-0-00028-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-22-03-0-00028-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,302 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	32,173 sqft (0.738 acres)

Location & Zoning

Street Address	3053 FOSSIL HILL DR
City	HERNANDO
State	MS
Zip	38632-7227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	FIELDBROOK PHASE 1 LOT 28
Legal Range	07
Legal Township	03
Legal Section	22
Legal Subdivision	FIELDBROOK PH 1
Legal Phase	1
Legal Lot Number	28
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3053 FOSSIL HILL DR, HERNANDO, MS 38632-7227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019
Deed Sale	May 14, 2019
Deed Document Number	0000888051
Deed Book / Page	0888 / 051
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3053 FOSSIL HILL DR, HERNANDO, MS 38632-7227
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004982/32
Date	Jul 2, 2020
Book Page	4982/32

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 14, 2019
Property Address	3053 FOSSIL HILL DR, HERNANDO, MS 38632-7227
Document Number	000888/051
Book / Page	0888 / 051
Map Reference	MB 122 PG 43&44
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7253 GOODMAN RD, 7253, OLIVE BRANCH, MS 38654-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3053 FOSSIL HILL DR, HERNANDO, MS 38632-7227

Mortgage

Document Number	0004725192
Date	May 14, 2019
Instrument	4725/192

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,744.00 (+14.96%)	$36,788 (+37.37%) Land $4,000 Building $32,788	$367,878 (+37.37%) Land $40,000 Building $327,878
2023	$2,387.00	$26,781	$267,807 Land $40,000 Building $227,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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