30528 Pointe Dr, Gibraltar (Rockwood), MI 48173 Property Records

Wayne County property record for 30528 Pointe Dr, Gibraltar, MI 48173

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,994 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (May 2008)
Tax Bill	$10,980 (2025)
Deeds & Mortgages	Mar 2019 Construction Loan Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36 017 01 0947 112`

Property Details

APN / Parcel Number

Primary APN	`36 017 01 0947 112`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,994 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	1,006 sqft
Unfinished Basement	1,006 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 54 ft wide
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	30528 POINTE DR
City	GIBRALTAR
State	MI
Zip	48173-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Description	01D947 VAC ST A WG PK1A2 T5S THAT PT OF VAC WATERWAY DRIVE NO 6 LYING BET THE S LINE OF LOT 947 AND A LINE LOCATED 60 FT SLY
Legal Subdivision	HALLS GIBRALTAR NO 1
Legal Lot Number	947
Jurisdiction	WAYNE MI
Township / Civil Division	GIBRALTAR
Census Block Group	2
Census Block	2016
Census Tract	597000

Owner

30528 Pointe Dr is owned and occupied by two individuals who bought it in May 2008.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30528 POINTE DR, GIBRALTAR, MI 48173-9557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2019	Deed of Trust, Mortgage · Construction Mortgage MONROE BANK & TRUST
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2008 · Amount on File
Deed Sale	May 21, 2008 · Amount on File
Prior Sale	Jul 26, 2004 · Amount on File
Deed Document Number	2008211287
Deed Book / Page	47252 / 171
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	30528 POINTE DR, GIBRALTAR, MI 48173-9557
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0548820545
Date	Mar 1, 2019
Book Page	54882/0545
Instrument	2019044960

Lender

Name	MONROE BANK & TRUST
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	30528 POINTE DR, GIBRALTAR, MI 48173-9557
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30528 POINTE DR, GIBRALTAR, MI 48173-9557

Mortgage

Document Number	0561200747
Date	Oct 13, 2020
Book Page	56120/747
Instrument	2020295272

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 30528 Pointe Dr was $10,980 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Gibraltar City
Unified School District	Gibraltar School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,100 (+10.86%)	$602,200 (+10.86%)
2025	$10,980.00 Homeowner's exemption	$271,600	$543,200
2023	$10,351.00 Homeowner's exemption	$254,800	$509,600
2020	$6,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30528 Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	251 (1980–2023)
Claims Outside the SFHA	37 of 251
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 30528 Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBRALTAR serves 4,997 people · EPA ID MI0002630
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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