3052 Riva Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 3052 Riva Rd, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,687 sqft · built 2024
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Jun 2021)
Tax Bill	$11,120 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-000-90025316`

Property Details

APN / Parcel Number

Primary APN	`02-000-90025316`
Alternative APNs	`2-000-90025316` `00090025316`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,687 sqft Living Area
Gross Area	5,331 sqft
1st Floor Area	1,533 sqft
Basement Area	1,075 sqft
Finished Basement	1,075 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00090025316
Street Address	3052 RIVA RD
City	RIVA
State	MD
Zip	21140-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	.37 ACRE RIVA
Legal Subdivision	RIVA
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	702300

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 RENARD CT, ANNAPOLIS, MD 21401-6761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2021	Intrafamily Transfer, Transfer · Construction Mortgage SHORE UNITED BANK NA
Jun 16, 2021	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Dec 2, 1999 · Amount on Record
Deed Book / Page	36998 / 356
Last Transfer Date	Nov 30, 2021
Transfer Doc	0380350233
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3052 RIVA RD, RIVA, MD 21140-1318
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3052 RIVA RD, RIVA, MD 21140-1318

Mortgage

Document Number	0402530078
Date	Feb 21, 2024
Book Page	40253/78

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 7, 2021
Property Address	3052 RIVA RD, RIVA, MD 21140-1318
Document Number	0380350233
Book / Page	38035 / 233
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	RIVA ROAD, RIVA, MD 21140

Mortgage

Document Number	0038035239
Date	Dec 7, 2021
Instrument	38035/239

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2022

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 16, 2021
Property Address	3052 RIVA RD, RIVA, MD 21140-1318
Document Number	0369980356
Book / Page	36998 / 356
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2012 RENARD CT, ANNAPOLIS, MD 21401-6761

Mortgage

Document Number	0036998365
Date	Jun 16, 2021
Instrument	36998/365

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 1, 2022

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,127,400 (+8.71%) Land $430,400 Building $697,000	$1,127,400 (-) Land $430,400 Building $697,000
2025	$11,120.00 (+2.31%) Homeowner's exemption	$1,037,067 (+246.15%)	$1,127,400 (+276.3%) Land $430,400 Building $697,000
2024	$10,869.00 (+232.28%)
2023	$3,271.00	$299,600 Land $299,600	$299,600 Land $299,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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