3052 Persimmon Rdg, Loudon, TN 37774 Property Records

Loudon County property record for 3052 Persimmon Rdg, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,979 sqft · built 2024
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Apr 2023)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Mar 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023N-B-145.00`

Property Details

APN / Parcel Number

Primary APN	`023N-B-145.00`
Alternative APNs	`01023KB023N14500` `053023N B 14500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,979 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	2,421 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3052 PERSIMMON RDG
City	LOUDON
State	TN
Zip	37774-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	TENNESSEE NATIONAL POD 2 PB: G PG: 4142 LOT: 145
Legal Subdivision	TENNESSEE NATIONAL POD 2
Legal Lot Number	145
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	4
Census Block	4004
Census Tract	60600

Owner

3052 Persimmon Rdg is owned by two individuals who acquired it in March 2024.

Source: Loudon County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6008 TAYLOR RIDGE DR, WEST CHESTER, OH 45069-1986
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Construction Mortgage FIFTH THIRD BANK NA
Mar 26, 2024	Correction Deed · Construction Mortgage FIFTH THIRD BANK NA
Apr 14, 2023	Warranty Deed, Transfer HYWATER TITLE
Jan 19, 2021	Warranty Deed, Transfer TENNESSEE VALLEY TITLE INSURANCE, TENNESSEE VALLEY TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Jan 19, 2021 · Amount on File
Deed Document Number	20233224
Deed Book / Page	459 / 757
Last Transfer Date	Mar 5, 2024
Transfer Doc	00D471/823
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	3052 PERSIMMON RDG, LOUDON, TN 37774-4752
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 TAYLOR RIDGE DR, WEST CHESTER, OH 45069-1986

Mortgage

Document Number	0T1684/891
Date	Mar 26, 2024
Book Page	T1684/891
Instrument	24002296

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

March 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	LOUDON TN
Recording Date	Mar 26, 2024
Property Address	3052 PERSIMMON RDG, LOUDON, TN 37774-4752
Document Number	00D471/823
Book / Page	D471 / 823
Map Reference	CAB G SLS 41 AND 42
Instrument Date	Mar 5, 2024
Instrument	24002295
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 TAYLOR RIDGE DR, WEST CHESTER, OH 45069-1986

Mortgage

Document Number	0024002296
Date	Mar 26, 2024
Instrument	24002296

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Apr 14, 2023
Property Address	3052 PERSIMMON RDG, LOUDON, TN 37774-4752
Document Number	00D459/757
Book / Page	D459 / 757
Map Reference	CAB G SL 41&42
Instrument Date	Apr 12, 2023
Instrument	23003224
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	HYWATER TITLE

Transaction

Amount	Amount on Record
Tax	$333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 TAYLOR RIDGE DR, WEST CHESTER, OH 45069-1986

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jan 19, 2021
Property Address	3052 PERSIMMON RDG, LOUDON, TN 37774-4752
Document Number	0D0430/651
Book / Page	D0430 / 651
Instrument Date	Jan 15, 2021
Instrument	21000703
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	TENNESSEE VALLEY TITLE INSURANCE, TENNESSEE VALLEY TTL INS CO

Transaction

Amount	Amount on Record
Tax	$16,317.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 NEW NASHVILLE HWY, SMYRNA, TN 37167-4653
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3052 Persimmon Rdg was $4,302, up 1,846.6% from the year before.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,302.00 (+1,846.61%)	$145,450 (+1,063.6%) Land $12,500 Building $132,950	$581,800 Land $50,000 Building $531,800
2024	$221.00	$12,500 (-) Land $12,500
2023		$12,500 (-) Land $12,500
2022	$137.00	$12,500 Land $12,500	$50,000 (-91.41%) Land $50,000
2021			$581,800 Land $50,000 Building $531,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3052 Persimmon Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3052 Persimmon Rdg is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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