3052 Lucena Ln, Jacksonville, FL 32246 Property Records

Duval County property record for 3052 Lucena Ln, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,053 sqft · built 2016
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2017)
Tax Bill	$10,770 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166903-0770`

Property Details

APN / Parcel Number

Primary APN	`166903-0770`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,053 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	2,290 sqft
Upper Floors Area	763 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	367 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3052 LUCENA LN
City	JACKSONVILLE
State	FL
Zip	32246-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	67-75 35-2S-28E TERRA COSTA PHASE 01 LOT 63
Legal Range	28E
Legal Township	02S
Legal Section	35
Legal Subdivision	TERRA COSTA PHASE 01
Legal Phase	1
Legal Block	1
Legal Lot Number	63
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1018
Census Tract	14339

Owner

3052 Lucena Ln is owned by two individuals who bought it in June 2017.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12259 GATHERING PINES RD, JACKSONVILLE, FL 32224-4420
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 12, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Deed Document Number	2017137453
Deed Book / Page	18015 / 1249
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Apr 13, 2026
Property Address	3052 LUCENA LN, JACKSONVILLE, FL 32246-5520
Document Number	0000084560
Book / Page	21864 / 1255
Instrument Date	Apr 7, 2026
Instrument	202684560
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3052 LUCENA LN, JACKSONVILLE, FL 32246-5520

Mortgage

Document Number	0000084560,
Date	Apr 13, 2026
Book Page	21864/1255
Instrument	202684560

Lender

Name	RENASANT BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3052 LUCENA LN, JACKSONVILLE, FL 32246-5520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3052 LUCENA LN, JACKSONVILLE, FL 32246-5520

Mortgage

Document Number	0194751023
Date	Dec 3, 2020
Book Page	19475/1023
Instrument	2020267260

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 12, 2017
Property Address	3052 LUCENA LN, JACKSONVILLE, FL 32246-5520
Document Number	0180151249
Book / Page	018015 / 001249
Instrument Date	Jun 12, 2017
Instrument	137453
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2018
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3052 LUCENA LN JACKSONVILLE FL 322465520, JACKSONVILLE, FL 32246-5520

Mortgage

Document Number	180151251
Date	Jun 12, 2017
Book Page	018015/001251
Instrument	137454

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3052 Lucena Ln was $10,770, up 3.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,144 (-2.73%) Land $115,000 Building $456,144	$571,144 (-2.73%) Land $115,000 Building $456,144
2025	$10,770.00 (+3.12%)	$587,182 Land $125,000 Building $462,182	$587,182 Land $125,000 Building $462,182
2024	$10,444.00 (+55.86%)
2023	$6,701.00 (+8.98%) Homeowner's exemption	$404,189 (+3%)	$605,500 (+21.64%) Land $95,000 Building $510,500
2022	$6,149.00 Homeowner's exemption	$392,417	$497,795 Land $75,000 Building $422,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3052 Lucena Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3052 Lucena Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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