3052 Eddy Rd, Bay City, MI 48706 Property Records

Bay County property record for 3052 Eddy Rd, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,976 sqft · built 1972
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$57,500 (Dec 1988)
Tax Bill$3,782 (2026)
Flood ZoneZone AE (high risk)
APN010-005-200-115-00

Property Details

APN / Parcel Number

Primary APN010-005-200-115-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions258 ft deep x 120 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3052 EDDY RD
CityBAY CITY
StateMI
Zip48706-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCOM AT A PT ON N LI OF SMITH RD 257.5 FT N 73D 43M E OF ITS INTER WI E LI OF STATE PARK DR. TH N 5D 15M E PARA WI STATE PARK
Legal Range05E
Legal Township14N
Legal Section05
JurisdictionBAY MI
Township / Civil DivisionBANGOR
Census Block Group2
Census Block2001
Census Tract285900

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3052 EDDY RD, BAY CITY, MI 48706-1723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 1988 · Amount on Record
Deed SaleDec 9, 1988 · Amount on Record
Deed Book / Page1100 / 986
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionBangor Charter Township
Unified School DistrictBangor Township Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,782.00 (+17.82%) Homeowner's exemption$192,750 (+38.82%)$385,500 (+38.82%)
2023$138,850$277,700
2022$3,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation584.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims8 (1983–2017)
Claims Outside the SFHA2 of 8
Most Recent ClaimJun 2017 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

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