3052 Drema Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3052 Drema Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,510 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$265,900 (2020)
Tax Bill$3,553.00 (2025)

Property Details

APN / Parcel Number

Primary APN142630085900010180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,510 sqft Heated Area
Gross Area1,940 sqft Gross Area
1st Floor1,510 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area400 sqft Garage
PorchOpen Porch
Porch Area30 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3052 DREMA DR
CitySAINT CLOUD
StateFL
Zip34769-5514
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORRAINE ESTATES PH 6 PB 24 PG 155 LOT 18
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE EST 5
Legal Phase6
Legal Tract859
Legal Lot Number18
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 142630085900010180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3052 DREMA DR, SAINT CLOUD, FL 34769-5514
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ALTERRA HM LNS
Nov 07, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleNov 07, 2017 · Amount on Record
Deed Doc Number2020093776
Deed Book / Page5757 / 56
Record RefreshedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 17, 2020
Property Address3052 DREMA DR, SAINT CLOUD, FL 34769-5514
Document Number0057570056
Book / Page005757 / 000056
Instrument DateJul 16, 2020
Instrument93776
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,861.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3052 DREMA DR ST CLOUD FL 347695514, ST CLOUD, FL 34769-5514

Mortgage

Document Number57570057
DateJul 17, 2020
Book Page005757/000057
Instrument93777
Lender
NameALTERRA HM LNS
AddressLAS VEGAS, NV 89145
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2050

November 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 07, 2017
Property Address3052 DREMA DR, SAINT CLOUD, FL 34769-5514
Document Number0052360087
Book / Page5236 / 0087
Map ReferenceMB24 PG155
Instrument DateNov 06, 2017
Instrument2017159370
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address3052 DREMA DR, SAINT CLOUD, FL 34769-5514

Mortgage

Document Number0052360088
DateNov 07, 2017
Instrument5236/0088
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,553.00 (+6.28%) Homeowner's exemption$241,411 (+5.99%)$288,100 (+4.2%) Land $67,000 Building $221,100
2023$3,343.00 (+3.63%) Homeowner's exemption$227,775 (+3%)$276,500 (+18.26%) Land $60,000 Building $216,500
2022$3,226.00 Homeowner's exemption$221,141$233,800 Land $50,000 Building $183,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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