3052 Cinder Bluff Dr, Raleigh, NC 27603 Property Records

Wake County property record for 3052 Cinder Bluff Dr, Raleigh, NC 27603

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,096 sqft · built 2007
Lot Size2.83 acres (123,275 sqft)
Owner2 Individual Names on File
Last Sale$734,000 (Jan 2022)
Tax Bill$4,938 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0698.01-18-1264-000

Property Details

APN / Parcel Number

Primary APN0698.01-18-1264-000
Alternative APNs
  • 0698.01-18-1264 0353499
  • 0698181264
  • 0353499

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,096 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Construction TypeFrame
Foundation TypeRaised
Lot Area123,275 sqft (2.83 acres)
Garage Area594 sqft
PorchOpen Porch
Porch Area241 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number0353499
Street Address3052 CINDER BLUFF DR
CityRALEIGH
StateNC
Zip27603-9192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionLO12 THE VALLEYS AT ASHEBROOK BM2006-024
Legal SubdivisionTHE VALLEY
Legal Lot Number12
JurisdictionWAKE NC
Township / Civil DivisionMIDDLE CREEK
Census Block Group1
Census Block1006
Census Tract53110

Owner

3052 Cinder Bluff Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Wake County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address3052 CINDER BLUFF DR, RALEIGH, NC 27603-9192
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL FEDERAL CREDIT UNION
Jan 18, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2022 · Amount on File
Deed SaleJan 18, 2022 · Amount on File
Prior SaleAug 10, 2007 · Amount on File
Deed Book / Page18884 / 892
Prior Transfer DateAug 25, 2015
Prior Transfer Doc161320567
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Recording DateAug 17, 2026
Property Address3052 CINDER BLUFF DR, RALEIGH, NC 27603-9192
Document Number0000093112
Book / Page20312 / 2547
Instrument DateAug 12, 2026
Instrument202693112
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3052 CINDER BLUFF DR, RALEIGH, NC 27603-9192

Mortgage

Document Number0000093112,
DateAug 17, 2026
Book Page20312/2547
Instrument202693112
Lender
NameCOASTAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateJan 18, 2022
Property Address3052 CINDER BLUFF DR, RALEIGH, NC 27603-9192
Document Number018884/892
Book / Page18884 / 892
Map ReferenceMB 2006 PG 2461&2462
Instrument DateJan 13, 2022
Transaction TypeTransfer
Record UpdatedFeb 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,468.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address434 SHORELINE DR, 434, NEW LONDON, NC 28127-7815

Transferred To (Grantee/Buyer)

NameVerified Name
Address3052 CINDER BLUFF DR, RALEIGH, NC 27603-9192

Mortgage

Document Number0018884895
DateJan 18, 2022
Instrument18884/895
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3052 CINDER BLUFF DR, RALEIGH, NC 27603-9192
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number185491472
DateJun 14, 2021
Book Page18549/1472
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueJul 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 3052 Cinder Bluff Dr was $4,938.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,938.00$768,977 Land $187,500 Building $581,477$768,977 Land $187,500 Building $581,477
2023$3,581.00$456,739 Land $75,000 Building $381,739$456,739 Land $75,000 Building $381,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3052 Cinder Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3052 Cinder Bluff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHEBROOK S/D
private · serves 53 people · EPA ID NC4092081
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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