30515 Cedar Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 30515 Cedar Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 2023
Lot Size	0.263 acres (11,475 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Mar 2024)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`40-24-18-478-017`

Property Details

APN / Parcel Number

Primary APN	`40-24-18-478-017`
Alternative APNs	`0095923-000000-4` `10004626552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,330 sqft
Flooring	Covered

Exterior

Year Built	Built 2023
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Driveway	Driveway
Driveway Area	1,170 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004626552
Old Parcel Number	00959230000004
Street Address	30515 CEDAR RD
City	PUNTA GORDA
State	FL
Zip	33982-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	RIH 004 0000 0575 RIDGE HARBOR 4TH ADD LT 575 131/99 DC915/1824 1166/658 DC1193/1376-FN 2249/654 2359/1207
Legal Range	24E
Legal Township	40S
Legal Section	18
Legal Subdivision	RIDGE HARBOR
Legal Lot Number	575
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1036
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30515 CEDAR RD, PUNTA GORDA, FL 33982-3309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2022	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Mar 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	3384159
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 22, 2024
Property Address	30515 CEDAR RD, PUNTA GORDA, FL 33982-3309
Document Number	0003384159
Map Reference	MB 3 PG 69
Instrument Date	Mar 19, 2024
Instrument	3384159
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1918 DIXIE AVE, PUNTA GORDA, FL 33950-4206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30515 CEDAR RD, PUNTA GORDA, FL 33982-3309

Mortgage

Document Number	0003384160
Date	Mar 22, 2024
Instrument	3384160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 23, 2022
Property Address	30515 CEDAR RD, PUNTA GORDA, FL 33982
Document Number	0049880450
Book / Page	4988 / 450
Map Reference	MB 3 PG 69
Instrument Date	May 20, 2022
Instrument	3105391
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 494012, PORT CHARLOTTE, FL 33949-4012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 DIXIE AVE, PUNTA GORDA, FL 33950-4206

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 15, 2018
Property Address	30515 CEDAR RD, PUNTA GORDA, FL 33982
Document Number	0042920968
Book / Page	004292 / 000968
Instrument Date	Mar 15, 2018
Instrument	2594683
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Amount	Amount Recorded
Tax	$43.75
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 494001 PORT CHARLOTTE FL 339494001, PORT CHARLOTTE, FL 33949-4001

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,176.00 (+762.81%) Homeowner's exemption	$316,857 (+2,998.54%)	$350,014 (+2,809.51%) Land $15,866 Building $334,148
2023	$484.00 (+18.63%)	$10,226 (+15.64%)	$12,030 (+36.04%) Land $12,030
2022	$408.00	$8,843 Land $8,843	$8,843 Land $8,843

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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