Hamilton County property record for 3051 Springer Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1923 |
| Lot Size | 0.178 acres (7,797 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $590,000 (Feb 2023) |
| Tax Bill | $12,703 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0002-0073-00 |
| Primary APN | 043-0002-0073-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| 2nd Floor Area | 792 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,797 sqft (0.178 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 781 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3051 SPRINGER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGER AVE 50 X 155.59 SS SPRINGER AVE 250 FT W OF DELTA AVE |
| Legal Subdivision | KILGOURS MT LOOKOUT |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 4900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3051 SPRINGER AVE, CINCINNATI, OH 45208-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Feb 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Jun 25, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Jul 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2023 · Amount on Record |
| Deed Sale | Feb 6, 2023 · Amount on Record |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Document Number | 0000008773 |
| Deed Book / Page | 14847 / 445 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3051 SPRINGER AVE, CINCINNATI, OH 45208-2425 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3051 SPRINGER AVE, CINCINNATI, OH 45208-2425 |
| Document Number | 0000000060 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 14824/356 |
| Instrument | 2023-0000060 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 6, 2023 |
| Property Address | 3051 SPRINGER AVE, CINCINNATI, OH 45208-2425 |
| Document Number | 0000008773 |
| Book / Page | 14847 / 445 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023-0008773 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3051 SPRINGER AVE, CINCINNATI, OH 45208-2425 |
| Document Number | 0000008774 |
|---|---|
| Date | Feb 6, 2023 |
| Instrument | 2023-0008774 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.62% |
| Index | Other |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3051 SPRINGER AVE, CINCINNATI, OH 45208-2425 |
| Document Number | 0000006664 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3051 SPRINGER AVE CINCINNATI OH 452082425, CINCINNATI, OH 45208-2425 |
| Document Number | 0000006664 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 014334/003673 |
| Instrument | 6664 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 13, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3051 SPRINGER AVE, CINCINNATI, OH 45208-2425 |
| Document Number | 0000063176 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3051 SPRINGER AVE CINCINNATI OH 452082425, CINCINNATI, OH 45208-2425 |
| Document Number | 0000063176 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 014201/002804 |
| Instrument | 63176 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 24, 2017 |
| Property Address | 3051 SPRINGER AVE, CINCINNATI, OH 45208-2425 |
| Document Number | 0000006281 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 17-0066281 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3051 SPRINGER AVE, CINCINNATI, OH 45208-2425 |
| Document Number | 0000006282 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 17-0066282 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,703.00 (+3.14%) | $206,500 (+%) Land $92,284 Building $114,216 | |
| 2024 | $12,316.00 (+37.09%) | $206,499 (-) Land $92,284 Building $114,215 | |
| 2023 | $8,984.00 (+10.69%) | $206,499 (+17.84%) Land $92,284 Building $114,215 | $590,000 (+17.84%) Land $263,670 Building $326,330 |
| 2022 | $8,116.00 Homeowner's exemption | $175,242 Land $67,400 Building $107,842 | |
| 2020 | $500,690 Land $192,570 Building $308,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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