Hernando County property record for 3051 Cloudcroft Ave, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 1987 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jun 2026) |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5130-0820-0110 |
| Primary APN | R32-323-17-5130-0820-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 870 sqft Living Area |
| Gross Area | 1,344 sqft |
| 1st Floor Area | 870 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 178 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00533676 |
|---|---|
| Street Address | 3051 CLOUDCROFT AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-4521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 13 BLK 820 LOT 11 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 13 |
| Legal Block | 820 |
| Legal Lot Number | 11 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 40908 |
Source: Hernando County records · APN R32-323-17-5130-0820-0110
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3051 CLOUDCROFT AVE, SPRING HILL, FL 34609-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 03, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| May 07, 2020 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2026 · Amount on Record |
| Deed Sale | Jun 03, 2026 · Amount on Record |
| Prior Sale | Mar 01, 2023 · Amount on Record |
| Deed Document Number | 202637672 |
| Deed Book / Page | 4718 / 254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 03, 2026 |
| Property Address | 3051 CLOUDCROFT AVE, SPRING HILL, FL 34609-4521 |
| Document Number | 0000037672 |
| Book / Page | 4718 / 254 |
| Instrument Date | May 28, 2026 |
| Instrument | 202637672 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | MASTERPIECE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3051 CLOUDCROFT AVE, SPRING HILL, FL 34609-4521 |
| Document Number | 0000037673, |
|---|---|
| Date | Jun 03, 2026 |
| Book Page | 4718/256 |
| Instrument | 202637673 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 01, 2023 |
| Property Address | 3051 CLOUDCROFT AVE, SPRING HILL, FL 34609-4521 |
| Document Number | 0042711405 |
| Book / Page | 4271 / 1405 |
| Map Reference | MB 8 PG 84-100 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023011921 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,617.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13375 KANE RD, SPRING HILL, FL 34609-7920 |
| Name | Verified Name |
|---|---|
| Address | 3051 CLOUDCROFT AVE, SPRING HILL, FL 34609-4521 |
| Document Number | 2023011922 |
|---|---|
| Date | Mar 01, 2023 |
| Instrument | 2023011922 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 07, 2020 |
| Property Address | 3051 CLOUDCROFT AVE, SPRING HILL, FL 34609-4521 |
| Document Number | 0038371923 |
| Book / Page | 003837 / 001923 |
| Instrument Date | May 06, 2020 |
| Instrument | 28097 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3051 CLOUDCROFT AVE SPRING HILL FL 346094521, SPRING HILL, FL 34609-4521 |
| Document Number | 38371925 |
|---|---|
| Date | May 07, 2020 |
| Book Page | 003837/001925 |
| Instrument | 28098 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2050 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,216.00 (+25.98%) | $146,269 (+41.95%) Land $37,500 Building $108,769 | $146,269 (+9.31%) Land $37,500 Building $108,769 |
| 2023 | $103,039 (-16.08%) Land $3,458 Building $99,581 | ||
| 2022 | $1,759.00 | $122,787 Land $25,800 Building $96,987 | $133,806 Land $32,000 Building $101,806 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
Based on FCC filings for 362 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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