3051 Circle Dr NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 3051 Circle Dr NE, Cedar Rapids, IA 52402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1975
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Jul 2015)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14093-77011-00000`

Property Details

APN / Parcel Number

Primary APN	`14093-77011-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	640 sqft
Unfinished Basement	400 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	64.5 ft deep x 64.5 ft wide
Porch	Porch
Deck Area	9 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3051 CIRCLE DR NE
City	CEDAR RAPIDS
State	IA
Zip	52402-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHIL-BUD 1ST STR/LB 6
Legal Range	7W
Legal Township	83N
Legal Section	09
Legal Subdivision	PHIL-BUD 1ST
Legal Lot Number	6
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2003
Census Tract	902

Owner

3051 Circle Dr NE is owned and occupied by an individual who acquired it in June 2026.

Source: Linn County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3051 CIRCLE DR NE, CEDAR RAPIDS, IA 52402-3441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CREDIT UNION
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CU
May 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2015 · Amount on File
Deed Sale	Jul 16, 2015 · Amount on File
Prior Sale	Apr 12, 2010 · Amount on File
Deed Book / Page	9304 / 335
Last Transfer Date	Jun 16, 2026
Transfer Doc	0000017903
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	Jun 25, 2026
Property Address	3051 CIRCLE DR NE, CEDAR RAPIDS, IA 52402-3441
Document Number	0000017903
Instrument Date	Jun 16, 2026
Instrument	202617903
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 CIRCLE DR NE, CEDAR RAPIDS, IA 52402-3441

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	Jul 16, 2026
Property Address	3051 CIRCLE DR NE, CEDAR RAPIDS, IA 52402-3441
Document Number	0000020552
Instrument Date	Jun 16, 2026
Instrument	202620552
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 CIRCLE DR NE, CEDAR RAPIDS, IA 52402-3441

Mortgage

Document Number	0000020552,
Date	Jul 16, 2026
Instrument	202620552

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3051 CIRCLE DR NE, CEDAR RAPIDS, IA 52402-3441
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 CIRCLE DR NE, CEDAR RAPIDS, IA 52402-3441

Mortgage

Document Number	1093200092
Date	Mar 1, 2021
Book Page	10932/92

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3051 CIRCLE DR NE, CEDAR RAPIDS, IA 52402-3441
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 CIRCLE DR NE, CEDAR RAPIDS, IA 52402-3441

Mortgage

Document Number	1152287481
Date	May 23, 2024
Book Page	11522/87481

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	1005 BLAIRS FERRY RD NE, CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8.24%
Index	1-Year CMT
Margin	3
Max Rate	12.2%

Tax Assessment & Valuation

The 2025 property tax bill for 3051 Circle Dr NE was $3,526, up 10.7% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,100 (-) Land $33,500 Building $163,600	$197,100 (-) Land $33,500 Building $163,600
2025	$3,526.00 (+10.74%)	$197,100 Land $33,500 Building $163,600	$197,100 Land $33,500 Building $163,600
2024	$3,184.00
2023		$179,900 Land $30,300 Building $149,600	$179,900 Land $30,300 Building $149,600
2022	$3,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3051 Circle Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3051 Circle Dr NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Circle Dr NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures