Lewis And Clark County property record for 3050 Strainer Rd, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 1992 |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,277 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | R0523357 |
| Primary APN | R0523357 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,604 sqft (1 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 25 sqft |
| Deck Area | 73 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000021038 |
|---|---|
| Street Address | 3050 STRAINER RD |
| City | HELENA |
| State | MT |
| Zip | 59602-9188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S13, T10 N, R03 W, C.O.S. 326579, ACRES 1.001, TRACT A, IN SW4NW4 LOT: 29 |
| Legal Range | 03W |
| Legal Township | 10N |
| Legal Section | 13 |
| Legal Subdivision | O'CONNELL TRACTS |
| Legal Lot Number | 29 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1202 |
Source: Lewis And Clark County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3050 STRAINER RD, HELENA, MT 59602-9188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 8, 2021 | Deed of Trust, Mortgage · VA Mortgage OPPORTUNITY BANK OF MT |
| Sep 29, 2017 | Deed of Trust, Mortgage · VA Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2026 |
| Transfer Doc | 0003445835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3050 STRAINER RD, HELENA, MT 59602-9188 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3050 STRAINER RD, HELENA, MT 59602-9188 |
| Document Number | 00M64/8914 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | M64/8914 |
| Instrument | 3444414 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3050 STRAINER RD, HELENA, MT 59602-9188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | FIRST MONTANA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | M58/6676 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | M58/6676 |
| Instrument | 3372421 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3050 STRAINER RD, HELENA, MT 59602-9188 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 3312316 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | M53/3683 |
| Instrument | 3312316 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,277.00 (-30.2%) | $433,800 (+25.67%) | |
| 2025 | $433,800 (+25.67%) Land $98,548 Building $335,252 | ||
| 2023 | $3,262.00 | $345,200 | $345,200 Land $72,011 Building $273,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | May 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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