3050 Stone Rd, Cincinnatus, NY 13040 Property Records

Cortland County and Cincinnatus Town property record for 3050 Stone Rd, Cincinnatus, NY 13040

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,980 sqft · built 2018
Lot Size12 acres (522,720 sqft)
Owner2 Individual Names on File
Tax Bill$6,102 (2026)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN112000 111.00-02-06.000

Property Details

APN / Parcel Number

Primary APN112000 111.00-02-06.000
Alternative APN
  • 200011100000020060000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,980 sqft Living Area
1st Floor Area1,320 sqft
Upper Floors Area660 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area522,720 sqft (12 acres)
PorchSlab
Porch Area504 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3050 STONE RD
CityCINCINNATUS
StateNY
Zip13040-2155
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block2
Legal Lot Number6.000
JurisdictionCORTLAND NY
Township / Civil DivisionCINCINNATUS
Census Block Group4
Census Block4022
Census Tract971100

Owner

3050 Stone Rd, a rural home, is owned and occupied by two individuals who acquired it in May 2014.

Source: Cortland County and Cincinnatus Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3050 STONE RD, CINCINNATUS, NY 13040-2155
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 23, 2014
Transfer Doc0000003887
Record UpdatedOct 29, 2026

September 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCORTLAND NY
Recording DateSep 13, 2018
Property Address3050 STONE RD, CINCINNATUS, NY 13040-2155
Instrument DateSep 11, 2018
Instrument5204
Transaction TypeConstruction Loan
Record UpdatedSep 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3050 STONE RD CINCINNATUS NY 130402155, CINCINNATUS, NY 13040-2155

Mortgage

Document Number0000005204
DateSep 13, 2018
Instrument5204
Lender
NameTIOGA ST BK
TypeBank
AddressSPENCER, NY 14883
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueSep 12, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3050 Stone Rd was $6,102, up 105.6% from the year before.

Source: Cortland County and Cincinnatus Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCincinnatus Town
Unified School DistrictCincinnatus Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,102.00 (+105.59%)
2025$2,968.00$170,000 Land $29,100 Building $140,900$236,111 Land $40,417 Building $195,694
2023$2,998.00$170,000 Land $29,100 Building $140,900$202,381 Land $34,643 Building $167,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3050 Stone Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims12 (1979–2019)
Claims Outside the SFHA4 of 12
Most Recent ClaimNov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3050 Stone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone Rd

Nearby Streets

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