Lincoln County property record for 3050 Spinner Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,282 sqft · built 2018 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2018) |
| Tax Bill | $3,745 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-79-7444 |
| Primary APN | 4604-79-7444 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,282 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Lot Area | 12,720 sqft (0.292 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 268667 |
|---|---|
| Street Address | 3050 SPINNER CT |
| City | DENVER |
| State | NC |
| Zip | 28037-7875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #38 COVINGTON@LAKE NORMAN |
| Legal Subdivision | COVINGTON AT LAKE NORMAN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
3050 Spinner Ct is owned and occupied by two individuals who bought it in July 2018.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3050 SPINNER CT, DENVER, NC 28037-7875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L SVGS BK |
| Jul 23, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG |
| Dec 14, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on File |
| Deed Sale | Jul 23, 2018 · Amount on File |
| Prior Sale | Dec 14, 2017 · Amount on File |
| Deed Document Number | 2018580902 |
| Deed Book / Page | 2757 / 772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3050 SPINNER CT, DENVER, NC 28037-7875 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3050 SPINNER CT, DENVER, NC 28037-7875 |
| Document Number | 0003443781 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 3443/781 |
| Instrument | 700137 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 2, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3050 SPINNER CT, DENVER, NC 28037-7875 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | PROGRESSIVE LAND TTL AGCY LT |
| Name | Verified Name |
|---|
| Document Number | 0000299923 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 2999/23 |
| Instrument | 624052 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3050 SPINNER CT, DENVER, NC 28037-7875 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003153477 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 3153/477 |
| Instrument | 650258 |
| Name | CAPTIAL CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3050 SPINNER CT, DENVER, NC 28037-7875 |
| Document Number | 2865414 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | PROGRESSIVE LAND TITLE AGENCY, PROGRESSIVE LAND TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3050 SPINNER CT DENVER NC 280377875, DENVER, NC 28037-7875 |
| Document Number | 2865414 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 002865/000414 |
| Instrument | 601239 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 23, 2018 |
| Property Address | 3050 SPINNER CT, DENVER, NC 28037-7875 |
| Document Number | 2757772 |
| Book / Page | 002757 / 000772 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 580902 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3050 SPINNER CT DENVER NC 280377875, DENVER, NC 28037-7875 |
| Document Number | 2757774 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 002757/000774 |
| Instrument | 580903 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 14, 2017 |
| Property Address | 3050 SPINNER CT, DENVER, NC 28037-7875 |
| Document Number | 2712496 |
| Book / Page | 002712 / 000496 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 571862 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $4.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16930 W CATAWBA AVE #205 CORNELIUS NC 280315639, 205, CORNELIUS, NC 28031-5639 |
The 2026 property tax bill for 3050 Spinner Ct was $3,745, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,745.00 (+0.62%) | $592,148 (-) Land $82,000 Building $510,148 | $592,148 (-) Land $82,000 Building $510,148 |
| 2025 | $3,722.00 | $592,148 Land $82,000 Building $510,148 | $592,148 Land $82,000 Building $510,148 |
| 2023 | $3,690.00 | $592,148 Land $82,000 Building $510,148 | $592,148 Land $82,000 Building $510,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3050 Spinner Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3050 Spinner Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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