Montgomery County property record for 3050 Ridgeway Rd, Dayton, OH 45419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,652 sqft · built 1942 |
| Lot Size | 0.519 acres (22,621 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,296 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00502-0138 |
| Primary APN | N64-00502-0138 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,652 sqft Living Area |
| 1st Floor Area | 1,310 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 22,621 sqft (0.519 acres) |
| Lot Dimensions | 195 ft deep x 116 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | 483 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3050 RIDGEWAY RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45419-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 189 HILLS DALE |
| Legal Subdivision | HILLS DALE |
| Legal Lot Number | 138 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20300 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3050 RIDGEWAY RD, DAYTON, OH 45419-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 17, 2025 | Transfer on Death Deed, Transfer |
| Apr 19, 2023 | Warranty Deed, Transfer · VA Mortgage UNION SAVINGS BANK |
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| May 8, 2018 | Grant Deed, Transfer UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 |
| Deed Sale | Apr 19, 2023 |
| Prior Sale | Mar 12, 2013 · Amount on Record |
| Deed Document Number | 202319738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 17, 2025 |
| Property Address | 3050 RIDGEWAY RD, DAYTON, OH 45419-1330 |
| Document Number | 0000071225 |
| Map Reference | MB S PG 37-39 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025-00071225 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 19, 2023 |
| Property Address | 3050 RIDGEWAY RD, DAYTON, OH 45419-1330 |
| Document Number | 0000019738 |
| Map Reference | MB S PG 37-39 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 202300019738 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | CITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3050 RIDGEWAY RD, KETTERING, OH 45419-1330 |
| Document Number | 0000019739 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 202300019739 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 3050 RIDGEWAY RD, DAYTON, OH 45419-1330 |
| Document Number | 0000022169 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3050 RIDGEWAY RD DAYTON OH 454191330, DAYTON, OH 45419-1330 |
| Document Number | 0000022169 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 22169 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 8, 2018 |
| Property Address | 3050 RIDGEWAY RD, DAYTON, OH 45419-1330 |
| Document Number | 0000026692 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 26692 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | STERLING LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3050 RIDGEWAY RD DAYTON OH 454191330, DAYTON, OH 45419-1330 |
| Document Number | 26693 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 26693 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 7, 2048 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,390 (+1%) Land $33,420 Building $129,970 | $466,820 (-) Land $95,490 Building $371,330 | |
| 2024 | $10,296.00 (+4.62%) | $161,780 (+1.63%) Land $33,420 Building $128,360 | |
| 2023 | $9,841.00 (+12.29%) | $159,180 (+42.01%) Land $33,420 Building $125,760 | $466,820 (+45.76%) Land $95,490 Building $371,330 |
| 2022 | $8,764.00 | $112,090 Land $23,530 Building $88,560 | |
| 2020 | $320,270 Land $67,240 Building $253,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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