3050 Monroe St, Manchester, MD 21102 Property Records

Carroll County property record for 3050 Monroe St, Manchester, MD 21102

Property Summary

Property Type	Exempt (Full or Partial)
Details	1.5 ba · 1,188 sqft · built 1974
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Nov 2021)
Tax Bill	$2,440 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-039405`

Property Details

APN / Parcel Number

Primary APN	`06-039405`
Alternative APNs	`6039405` `039405`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,188 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,445 sqft (0.125 acres)
Porch	Slab
Porch Area	168 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	039405
Street Address	3050 MONROE ST
City	MANCHESTER
State	MD
Zip	21102-1980
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-750
Legal Description	LT - 5445 SQ FT 3050 MONROE ST MANCHESTER
Legal Subdivision	MANCHESTER
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	3
Census Block	3004
Census Tract	506200

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3050 MONROE ST, MANCHESTER, MD 21102-1980
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 12, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Aug 14, 2014 · Amount on Record
Deed Book / Page	10555 / 64
Prior Transfer Date	Jun 15, 2015
Prior Transfer Doc	0080430367
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3050 MONROE ST, MANCHESTER, MD 21102-1980
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	UNKNOWN, TOWNSGATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 MONROE ST, MANCHESTER, MD 21102-1980

Mortgage

Document Number	0115910001
Date	Oct 16, 2025
Book Page	11591/1

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 12, 2021
Property Address	3050 MONROE ST, MANCHESTER, MD 21102-1980
Document Number	0105550064
Book / Page	10555 / 64
Instrument Date	Oct 19, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 MONROE ST, MANCHESTER, MD 21102-1980

Mortgage

Document Number	0001055569
Date	Nov 12, 2021
Instrument	10555/69

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Manchester Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,633 (+3.69%)	$256,700 (+11.08%) Land $90,000 Building $166,700
2025		$231,100 (+27.47%) Land $70,000 Building $161,100	$231,100 (-) Land $70,000 Building $161,100
2023	$2,440.00 Disabled Person's exemption Veteran's exemption	$181,300	$231,100 Land $70,000 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MANCHESTER serves 4,954 people · EPA ID MD0060006
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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