3050 Garden Ter NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 3050 Garden Ter NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,030 sqft · built 1962
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$124,500 (Mar 2020)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-06-40-7`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-06-40-7`
Alternative APNs	`28-37-25-06-00040.0-0007.00` `2834083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,030 sqft Living Area
Gross Area	1,292 sqft
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Porch	Finished/Open Porch
Porch Area	32 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Gravity Furnace

Location & Zoning

Account Number	2834083
Street Address	3050 GARDEN TER NE
City	PALM BAY
State	FL
Zip	32905-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 2 LOT 7 BLK 40
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	PORT MALABAR UNIT 2
Legal Block	40
Legal Lot Number	7
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4000
Census Tract	65201

Owner

3050 Garden Ter NE is owned and occupied by an individual who bought it in March 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3050 GARDEN TER NE, PALM BAY, FL 32905-6002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Apr 26, 2017 · Amount on File
Deed Document Number	202049467
Deed Book / Page	8678 / 2111
Prior Transfer Date	Apr 5, 2004
Prior Transfer Doc	0000125822
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 2, 2020
Property Address	3050 GARDEN TER NE, PALM BAY, FL 32905-6002
Document Number	0086782111
Book / Page	8678 / 2111
Map Reference	MB 13 PG 55
Instrument Date	Feb 28, 2020
Instrument	2020049467
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	874 ALGARINGO AVE SE, 874, PALM BAY, FL 32909-4337

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3050 GARDEN TER NE, PALM BAY, FL 32905-6002

Mortgage

Document Number	86782113
Date	Mar 2, 2020
Instrument	8678/2113

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 26, 2017
Property Address	3050 GARDEN TER NE, PALM BAY, FL 32905-6002
Document Number	0078740887
Book / Page	7874 / 0887
Map Reference	MB13 PG55
Instrument Date	Apr 14, 2017
Instrument	2017085998
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 18946, GOLDEN, CO 80402-6049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 GARDEN TER NE, PALM BAY, FL 32905-6002

Mortgage

Document Number	0078740889
Date	Apr 26, 2017
Book Page	7874/0889
Instrument	2017085999

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3050 Garden Ter NE was $2,066 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,130 (-2.52%)	$153,130 (-2.52%)
2025	$2,066.00 Homeowner's exemption Widower's exemption	$157,090 Land $70,000 Building $87,090	$157,090 Land $70,000 Building $87,090
2023	$2,216.00 (-1.64%) Homeowner's exemption Widower's exemption	$162,640 (+14.29%) Land $35,000 Building $127,640	$162,640 (+14.29%) Land $35,000 Building $127,640
2022	$2,253.00	$142,310 Land $35,000 Building $107,310	$142,310 Land $35,000 Building $107,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3050 Garden Ter NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3050 Garden Ter NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Garden Ter NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures