3050 Broadpoint Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 3050 Broadpoint Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,086 sqft · built 1962
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Aug 2021)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`40-23-22-129-003`

Property Details

APN / Parcel Number

Primary APN	`40-23-22-129-003`
Alternative APNs	`0084708-000000-9` `10004621706`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
Gross Area	1,420 sqft

Exterior

Year Built	Built 1962
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Built-Up Asphalt
Lot Area	10,000 sqft (0.229 acres)
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Porch
Porch Area	130 sqft
Shed	1 Shed
Shed Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004621706
Old Parcel Number	00847080000009
Street Address	3050 BROADPOINT DR
City	PUNTA GORDA
State	FL
Zip	33983-3145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HBH 008 0030 0028 HARBOUR HEIGHTS SEC 8 BLK 30 LTS 28 & 29 114/76 823/1305 2181/525 3973/1191 DC4830/1858
Legal Range	23E
Legal Township	40S
Legal Section	22
Legal Subdivision	HARBOUR HEIGHTS
Legal Block	30
Legal Lot Number	28 29
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1009
Census Tract	21001

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3117 BRISTOL ST, SEBRING, FL 33872-3307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 4, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	2990547
Deed Book / Page	4830 / 1873
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 27, 2021
Property Address	3050 BROADPOINT DR, PUNTA GORDA, FL 33983-3145
Document Number	0048301873
Book / Page	4830 / 1873
Map Reference	MB 3 PG 84A&84B
Instrument Date	Aug 26, 2021
Instrument	2990547
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27106 SAFE HAVEN LN, 27106, PUNTA GORDA, FL 33983-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 BRISTOL ST, SEBRING, FL 33872-3307

Mortgage

Document Number	48301875
Date	Aug 27, 2021
Instrument	4830/1875

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3050 BROADPOINT DR, PUNTA GORDA, FL 33983-3145
Document Number	0045371763
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	87 ARROWHEAD LN ROCKY MOUNT NC 278019071, ROCKY MOUNT, NC 27801-9071

Mortgage

Document Number	0045371763
Date	Feb 11, 2020
Book Page	004537/001763
Instrument	2785164

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (-59.24%)	$84,116 (-38.98%)	$71,194 (-0.65%) Land $21,000 Building $50,194
2023	$3,111.00 (+7.17%)	$137,845 (+1%)	$71,660 (-42.82%) Land $20,000 Building $51,660
2022	$2,903.00	$125,314 Land $16,150 Building $109,164	$125,314 Land $16,150 Building $109,164

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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