305 Zada Ln, Vista, CA 92084 Property Records

San Diego County property record for 305 Zada Ln, Vista, CA 92084 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1972
Lot Size	0.429 acres (18,700 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Aug 2015)
Tax Bill	$7,193 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`177-225-01-00`

Property Details

APN / Parcel Number

Primary APN	`177-225-01-00`
Alternative APN	`1771510100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,900 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	18,700 sqft (0.429 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1771510100
Street Address	305 ZADA LN
City	VISTA
State	CA
Zip	92084-5646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 TR 003979
Legal Subdivision	ORLEAVO HEIGHTS
Legal Tract	003979
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4002
Census Tract	19601

Owner

Source: San Diego County records · APN 177-225-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 ZADA LN, VISTA, CA 92084-5646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2015 · Amount on Record
Deed Sale	Aug 14, 2015 · Amount on Record
Prior Sale	Sep 10, 1998 · Amount on Record
Deed Document Number	2015432579
Prior Transfer Date	May 30, 2000
Prior Transfer Doc	0000321138
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	305 ZADA LN, VISTA, CA 92084-5646
Transaction Type	Mortgage
Record Updated	Dec 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ZADA LN, VISTA, CA 92084-5646

Mortgage

Document Number	0000454474
Date	Dec 01, 2022
Instrument	2022-0454474

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	305 ZADA LN, VISTA, CA 92084-5646
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG NATIONAL TITLE COMPANY O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255010
Date	Jun 22, 2018
Instrument	2018-0255010

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	305 ZADA LN, VISTA, CA 92084-5646
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000473126
Date	Oct 21, 2019
Instrument	2019-0473126

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	305 ZADA LN, VISTA, CA 92084-5646
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000478994
Date	Aug 24, 2020
Instrument	2020-0478994

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$587,285 (+2%) Land $201,876 Building $385,409
2025	$7,193.00 (+7.76%) Homeowner's exemption	$575,770 (+4.04%) Land $197,918 Building $377,852
2023	$6,675.00 (+0.24%) Homeowner's exemption	$553,415 Land $190,234 Building $363,181
2022	$6,659.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730196014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 566 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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