305 Woltham Ct, Joppa, MD 21085 Property Records

Harford County property record for 305 Woltham Ct, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,611 sqft · built 2001
Lot Size0.333 acres (14,505 sqft)
OwnerIndividual Name on File
Last Sale$342,500 (Aug 2018)
Tax Bill$4,712 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-321471

Property Details

APN / Parcel Number

Primary APN01-321471
Alternative APNs
  • 1321471
  • 321471

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,611 sqft Total Area
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,505 sqft (0.333 acres)
Garage TypeMixed
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number321471
Street Address305 WOLTHAM CT
CityJOPPA
StateMD
Zip21085-5426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 293 14505 SF 305 WOLTHAM COURT GUNPOWDER S2 P 96/20
Legal SubdivisionGUNPOWDER
Legal Lot Number293
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2009
Census Tract301301

Owner

Source: Harford County records · APN 01-321471

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressAPO AE 9468-00, AE 9468-00
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 07, 2026Deed of Trust, Mortgage · Line of Credit
TOWER FEDERAL CREDIT UNION
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWER FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleOct 24, 2011 · Amount on Record
Deed Book / Page12934 / 288
Prior Transfer DateMay 13, 2004
Prior Transfer Doc0053610401
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateMay 07, 2026
Property Address305 WOLTHAM CT, JOPPA, MD 21085-5426
Document Number1711000383
Book / Page17114 / 383
Instrument DateApr 24, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address305 WOLTHAM CT, JOPPA, MD 21085-5426
InvestorPossibly a Property Investor

Mortgage

Document Number1711000383,
DateMay 07, 2026
Book Page17114/383
Lender
NameTOWER FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 25, 2056
Interest
Rate6.38%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address305 WOLTHAM CT, JOPPA, MD 21085-5426
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyTOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138220075
DateApr 29, 2020
Book Page13822/75
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$485,800 (+5.82%)$512,500 (-) Land $98,700 Building $413,800
2025$4,712.00 (+8.67%)$459,100 (+10.59%)$512,500 (+18.52%) Land $98,700 Building $413,800
2023$415,133$432,400 Land $98,700 Building $333,700
2022$4,336.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1978–2022)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2022, rainfall accumulation
Claims By Storm
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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