305 Wise St, Patterson, LA 70392 Property Records

St. Mary Parish property record for 305 Wise St, Patterson, LA 70392

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Tax Bill	$925 (2025)
Deeds & Mortgages	Dec 2021 Refinance Sep 2022 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`2894321177.00`

Property Details

APN / Parcel Number

Primary APN	`2894321177.00`

Location & Zoning

Street Address	305 WISE ST
City	PATTERSON
State	LA
Zip	70392-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT NORTH 95 FT NO 2 WAVELAND SUBD BLK 3 ACQ 379 331666
Legal Subdivision	WAVELAND SUBDIVISION
Legal Block	3
Legal Lot Number	2
Jurisdiction	ST MARY LA
Township / Civil Division	5
Census Block Group	3
Census Block	3020
Census Tract	40700

Owner

Source: St. Mary Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1393, PATTERSON, LA 70392-1393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Sep 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
	Deed of Trust, Mortgage
Feb 26, 2013	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018
Deed Sale	Dec 28, 2018
Deed Document Number	331666
Deed Book / Page	270 / 628
Prior Transfer Date	Feb 26, 2013
Prior Transfer Doc	315603
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	305 WISE ST, PATTERSON, LA 70392-4421
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001644/399
Date	Dec 30, 2021
Book Page	1644/399
Instrument	357504

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	305 WISE ST, PATTERSON, LA 70392-4421
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001662/634
Date	Sep 1, 2022
Book Page	1662/634
Instrument	359930

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	305 WISE ST, PATTERSON, LA 70392-4421
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2013: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	ST MARY LA
Recording Date	Feb 26, 2013
Property Address	305 WISE ST, PATTERSON, LA 70392-4421
Document Number	000270/628
Book / Page	270 / 628
Instrument Date	Feb 22, 2013
Instrument	315603
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 653, CENTERVILLE, LA 70522-0653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WISE ST, PATTERSON, LA 70392-4420

Tax Assessment & Valuation

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Municipality	Patterson City
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00 (+13.92%) Homeowner's exemption	$9,852 (+9.32%) Land $609 Building $9,243	$98,520 (+9.32%) Land $6,090 Building $92,430
2023	$812.00 Homeowner's exemption	$9,012 Land $609 Building $8,403	$90,120 Land $6,090 Building $84,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	16 of 17
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Francine, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON WATER SYSTEM serves 8,456 people · EPA ID LA1101006
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T.

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