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305 Windy Oak Run, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 305 Windy Oak Run, Chesapeake, VA 23320

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 1,866 sqft · built 1994
Lot Size0.11 acres (4,705 sqft)
Owner2 Individual Names on File
Last Sale$251,900 (Mar 2019)
Tax Bill$3,605 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Mar 2021 Refinance
+ 3 more
APN0375003000740

Property Details

APN / Parcel Number

Primary APN0375003000740

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,866 sqft Living Area
1st Floor Area891 sqft
Upper Floors Area891 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,705 sqft (0.11 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address305 WINDY OAK RUN
CityCHESAPEAKE
StateVA
Zip23320-9512
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT 74 OAK LAKE ESTATES CONDO PH 5
Legal SubdivisionOAK LAKE ESTATES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group4
Census Block4029
Census Tract20805

Owner

Source: Chesapeake City records · APN 0375003000740

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address305 WINDY OAK RUN, CHESAPEAKE, VA 23320-9512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Mar 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Mar 01, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Oct 04, 2018Warranty Deed, Transfer
TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTY CO
May 11, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2019 · Amount on Record
Deed SaleMar 01, 2019 · Amount on Record
Prior SaleOct 04, 2018 · Amount on Record
Deed Document Number20194648
Deed Book / Page9990 / 1970
Prior Transfer DateApr 27, 2018
Prior Transfer Doc9911/1611
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address305 WINDY OAK RUN, CHESAPEAKE, VA 23320-9512
Transaction TypeMortgage
Record UpdatedFeb 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010629/559
DateJan 04, 2023
Book Page10629/559
Instrument230000127
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2043
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address305 WINDY OAK RUN, CHESAPEAKE, VA 23320-9512
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010333/858
DateMar 17, 2021
Book Page10333/858
Instrument210012414
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term358 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 01, 2019
Property Address305 WINDY OAK RUN, CHESAPEAKE, VA 23320-9512
Document Number9990/1970
Book / Page9990 / 1970
Instrument DateFeb 27, 2019
Instrument190004648
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 WINDY OAK RUN, CHESAPEAKE, VA 23320-9512

Mortgage

Document Number190004649
DateMar 01, 2019
Instrument190004649
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 04, 2018
Property Address305 WINDY OAK RUN, CHESAPEAKE, VA 23320-9512
Document Number9957/1477
Book / Page9957 / 1477
Instrument DateOct 03, 2018
Instrument180026579
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyTITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTY CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3125 PATRICK HENRY DR, CHESAPEAKE, VA 23323-1415

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 11, 2018
Property Address305 WINDY OAK RUN, CHESAPEAKE, VA 23320-9512
Document Number9911/1611
Book / Page9911 / 1611
Instrument DateApr 27, 2018
Instrument180012160
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 WINDY OAK RUN, CHESAPEAKE, VA 23320-9512

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,605.00 (+1.38%)$356,900 (+14.8%) Land $115,000 Building $241,900$356,900 (+14.8%) Land $115,000 Building $241,900
2024$3,556.00 (+47.37%)
2023$310,900 (+14.72%) Land $90,000 Building $220,900$310,900 (+14.72%) Land $90,000 Building $220,900
2022$271,000 Land $75,000 Building $196,000$271,000 Land $75,000 Building $196,000
2019$2,413.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2018 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber		980 / 880

Based on FCC filings for 395 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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