305 Windemere Dr, Jackson, TN 38305 Property Records

Madison County property record for 305 Windemere Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,601 sqft · built 2008
Lot Size	0.557 acres (24,288 sqft)
Owner	2 Individual Names on File
Last Sale	$166,900 (Sep 2019)
Tax Bill	$818 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057023I A 09200`

Property Details

APN / Parcel Number

Primary APN	`057023I A 09200`
Alternative APN	`023I A 09200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,288 sqft (0.557 acres)
Lot Dimensions	176 ft deep x 138 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	305 WINDEMERE DR
City	JACKSON
State	TN
Zip	38305-9283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: C49
Legal Subdivision	SPRINGBROOK LAKE ESTATES
Legal Block	6
Legal Lot Number	92 138
Jurisdiction	MADISON TN
Township / Civil Division	10
Census Block Group	2
Census Block	2009
Census Tract	1502

Owner

305 Windemere Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Madison County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 WINDEMERE DR, JACKSON, TN 38305-9283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU
Jan 28, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TENNESSEE HOUSING DEVELOPMENT AGENCY
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 9, 2019	Warranty Deed, Transfer · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Apr 15, 2015 · Amount on File
Deed Document Number	19011078
Deed Book / Page	D753 / 1085
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	305 WINDEMERE DR, JACKSON, TN 38305-9283
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2199/820
Date	Jun 10, 2022
Book Page	T2199/820
Instrument	22007805

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	305 WINDEMERE DR, JACKSON, TN 38305-9283
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001042
Date	Jan 28, 2019
Book Page	T2087/1406
Instrument	19001042

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	305 WINDEMERE DR, JACKSON, TN 38305-9283
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012734
Date	Oct 5, 2020
Book Page	T2136/1596
Instrument	20012734

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Sep 9, 2019
Property Address	305 WINDEMERE DR, JACKSON, TN 38305-9283
Document Number	0000011078
Book / Page	00D753 / 001085
Instrument Date	Aug 19, 2019
Instrument	11078
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$617.53
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 WINDEMERE DR JACKSON TN 383059283, JACKSON, TN 38305-9283

Mortgage

Document Number	11079
Date	Sep 9, 2019
Book Page	0T2103/001497
Instrument	11079

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Sep 8, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 305 Windemere Dr was $818.

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$818.00	$43,675 Land $5,000 Building $38,675
2023		$43,675 Land $5,000 Building $38,675
2022	$818.00		$174,700 Land $20,000 Building $154,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Windemere Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Windemere Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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