305 Willow Bend Ct, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 305 Willow Bend Ct, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,009 sqft · built 1987
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Jan 2007)
Tax Bill	$3,792 (2025)
Deeds & Mortgages	Feb 2021 Refinance Feb 2021 Refinance + 8 more
APN	`0452001000940`

Property Details

APN / Parcel Number

Primary APN	`0452001000940`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,009 sqft Living Area
1st Floor Area	810 sqft
Upper Floors Area	810 sqft
Attic	Attic
Attic Area	480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	96 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 WILLOW BEND CT
City	CHESAPEAKE
State	VA
Zip	23323-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	94 MILL CREEK SEC 2
Legal Subdivision	MILL CREEK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Aug 27, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Oct 4, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 12, 2011	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORAT
Jun 29, 2012	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORAT
Jun 30, 2010	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORAT
Feb 16, 2016	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jan 8, 2007	Warranty Deed, Transfer · VA Mortgage 1ST HORIZON HOME LOAN COR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2007 · Amount on Record
Deed Sale	Jan 8, 2007 · Amount on Record
Deed Book / Page	6901 / 682
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10307/1793
Date	Feb 8, 2021
Book Page	10307/1793
Instrument	210005990

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	345 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010313/794
Date	Feb 17, 2021
Book Page	10313/794
Instrument	210007530

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	346 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10048/1020
Date	Aug 27, 2019
Book Page	10048/1020
Instrument	190022537

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010558/625
Date	May 11, 2022
Book Page	10558/625
Instrument	220015997

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009705/272
Date	Oct 4, 2016
Book Page	9705/272
Instrument	160027664

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Oct 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008310/759
Date	Jan 12, 2011
Book Page	8310/759

Lender

Name	FREEDOM MORTGAGE CORPORAT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate
Rate	4.63%

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008742/198
Date	Jun 29, 2012
Book Page	8742/198

Lender

Name	FREEDOM MORTGAGE CORPORAT

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.75%

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008149/61
Date	Jun 30, 2010
Book Page	8149/61

Lender

Name	FREEDOM MORTGAGE CORPORAT

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5%

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009611/612
Date	Feb 16, 2016
Book Page	9611/612
Instrument	160003751

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	319 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 8, 2007
Property Address	305 WILLOW BEND CT, CHESAPEAKE, VA 23323-1057
Document Number	006901/682
Book / Page	6901 / 682
Instrument Date	Dec 29, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006901690
Date	Jan 8, 2007
Instrument	6901/690

Lender

Name	1ST HORIZON HOME LOAN COR

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,100 (+4.18%) Land $160,000 Building $231,100	$391,100 (+4.18%) Land $160,000 Building $231,100
2025	$3,792.00 (+37.04%)	$375,400 (+6.83%) Land $150,000 Building $225,400	$375,400 (+6.83%) Land $150,000 Building $225,400
2023		$351,400 (+5.81%) Land $130,000 Building $221,400	$351,400 (+5.81%) Land $130,000 Building $221,400
2022		$332,100 Land $120,000 Building $212,100	$332,100 Land $120,000 Building $212,100
2019	$2,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20