305 Wilcox St, Oceanside, CA 92054 Property Records

San Diego County property record for 305 Wilcox St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,154 sqft · built 1984
Lot Size	0.146 acres (6,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,500 (May 2013)
Tax Bill	$5,768 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149-141-02-00`

Property Details

APN / Parcel Number

Primary APN	`149-141-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,154 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	6,343 sqft (0.146 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	305 WILCOX ST
City	OCEANSIDE
State	CA
Zip	92054-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 261 TR 009506
Legal Subdivision	SEA MESA
Legal Tract	009506
Legal Block	3
Legal Lot Number	261
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 WILCOX ST, OCEANSIDE, CA 92054-4056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit LOGIX FCU
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit LOGIX FCU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2013 · Amount on Record
Deed Sale	May 10, 2013 · Amount on Record
Prior Sale	Jun 14, 2002 · Amount on Record
Deed Document Number	2013296306
Prior Transfer Date	Mar 21, 1994
Prior Transfer Doc	0000203287
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	305 WILCOX ST, OCEANSIDE, CA 92054-4056
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 WILCOX ST, OCEANSIDE, CA 92054-4056

Mortgage

Document Number	0000310967
Date	Nov 8, 2023
Instrument	2023-0310967

Lender

Name	LOGIX FCU
Type	Credit Union
Address	VALENCIA, CA 91355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	305 WILCOX ST, OCEANSIDE, CA 92054-4056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000464255
Date	Oct 16, 2019
Instrument	2019-0464255

Lender

Name	LOGIX FCU
Type	Credit Union
Address	BURBANK, CA 91505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	305 WILCOX ST, OCEANSIDE, CA 92054-4056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000469506
Date	Aug 20, 2020
Instrument	2020-0469506

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$528,910 (+2%) Land $227,835 Building $301,075
2025	$5,768.00 (+5.24%) Homeowner's exemption	$518,540 (+4.04%) Land $223,368 Building $295,172
2023	$5,481.00 (+1.56%) Homeowner's exemption	$498,407 Land $214,696 Building $283,711
2022	$5,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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