Scott County property record for 305 White Pine Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 881 sqft · built 1997 |
| Lot Size | 0.424 acres (18,469 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $201,000 (Oct 2021) |
| Tax Bill | $1,790 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Feb 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-30-161.000 |
| Primary APN | 166-30-161.000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 881 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 881 sqft |
| Unfinished Basement | 881 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Foundation Type | Block |
| Lot Area | 18,469 sqft (0.424 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 WHITE PINE LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 53 |
| Legal Subdivision | J C PRATHER SUBDIVISO N |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40102 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 WHITE PINE LN, GEORGETOWN, KY 40324-1389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2020 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Feb 21, 2020 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Feb 18, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 22, 2021 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Deed Document Number | 2021444438 |
| Deed Book / Page | 428 / 773 |
| Last Transfer Date | Feb 11, 2022 |
| Transfer Doc | 00D431/478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 305 WHITE PINE LN, GEORGETOWN, KY 40324-1389 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1486/278 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | M1486/278 |
| Instrument | 411033 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 3, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 305 WHITE PINE LN, GEORGETOWN, KY 40324-1389 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1490/299 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | M1490/299 |
| Instrument | 412191 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 18, 2022 |
| Property Address | 305 WHITE PINE LN, GEORGETOWN, KY 40324-1389 |
| Document Number | 00D431/478 |
| Book / Page | D431 / 478 |
| Map Reference | CAB 4 SL 1695 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 450846 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 WHITE PINE LN, GEORGETOWN, KY 40324-1389 |
| Document Number | 0000450845 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 450845 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 22, 2021 |
| Property Address | 305 WHITE PINE LN, GEORGETOWN, KY 40324-1389 |
| Document Number | 00D428/773 |
| Book / Page | D428 / 773 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 444438 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 WHITE PINE LN, GEORGETOWN, KY 40324-1389 |
| Name | Verified Name |
|---|---|
| Address | 1654 DAVIS RD, SADIEVILLE, KY 40370-8011 |
| Document Number | 0000444439 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 444439 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,000 (-) | $201,000 (-) | |
| 2025 | $1,790.00 (-1.76%) | $201,000 (-) | $201,000 (-) |
| 2023 | $1,822.00 (+4.53%) | $201,000 (-) Land $40,000 Building $161,000 | $201,000 (-) Land $40,000 Building $161,000 |
| 2022 | $1,743.00 | $201,000 Land $40,000 Building $161,000 | $201,000 Land $40,000 Building $161,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures