305 White Oak Ln, Winters, CA 95694 Property Records

Yolo County property record for 305 White Oak Ln, Winters, CA 95694

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,495 sqft · built 1995
Lot Size0.17 acres (7,405 sqft)
Owner2 Company Names on File
Last Sale$410,000 (Jan 2008)
Tax Bill$6,586 (2025)
Deeds & MortgagesSep 2019 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN038-190-054-000

Property Details

APN / Parcel Number

Primary APN038-190-054-000
Alternative APN
  • 038190541

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,495 sqft Living Area
1st Floor Area1,495 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address305 WHITE OAK LN
CityWINTERS
StateCA
Zip95694-2136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description4144 VLG @ PUTAH CRK, PH 2 L 19 BK 18 PG 58,59
Legal SubdivisionVILLAGE AT PUTAH CREEK
Legal Tract4144
Legal Lot Number19
JurisdictionYOLO CA
Township / Civil DivisionWINTERS
Census Block Group1
Census Block1011
Census Tract11304

Owner

305 White Oak Ln is owned by a company that acquired it in February 2016 and is owner-occupied.

Source: Yolo County records, as of August 5, 2026

Owner of Record2 Company Names on File
Mailing Address305 WHITE OAK LN, WINTERS, CA 95694-2136
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
CHEVRON FCU
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2008 · Amount on File
Deed SaleJan 24, 2008 · Amount on File
Prior SaleOct 19, 1995 · Amount on File
Deed Document Number20082288
Last Transfer DateFeb 25, 2016
Transfer Doc0000006663
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address305 WHITE OAK LN, WINTERS, CA 95694-2136
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023956
DateSep 30, 2019
Instrument2019-0023956
Lender
NameCHEVRON FCU
TypeCredit Union
AddressOAKLAND, CA 94607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address305 WHITE OAK LN, WINTERS, CA 95694-2136
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 WHITE OAK LN, WINTERS, CA 95694-2136

Mortgage

Document Number0000036860
DateOct 30, 2020
Instrument2020-0036860
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 305 White Oak Ln was $6,586 with a homeowner's exemption.

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyYolo County
MunicipalityWinters City
Unified School DistrictWinters Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$549,294 (+2%) Land $281,348 Building $267,946
2025$6,586.00 Homeowner's exemption$538,525 Land $275,832 Building $262,693
2023$6,279.00 (+1.78%) Homeowner's exemption$517,616 Land $265,122 Building $252,494
2022$6,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 305 White Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 White Oak Ln is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon.

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