305 Whetstone Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 305 Whetstone Rd, Forest Hill, MD 21050

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,690 sqft · built 1978
Lot Size0.916 acres (39,896 sqft)
Owner2 Individual Names on File
Last Sale$242,000 (Jan 2003)
Tax Bill$3,984 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-093662

Property Details

APN / Parcel Number

Primary APN03-093662
Alternative APNs
  • 3093662
  • 093662

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,690 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area39,896 sqft (0.916 acres)
Lot Dimensions304 ft deep x 131 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area160 sqft
Deck Area250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number093662
Street Address305 WHETSTONE RD
CityFOREST HILL
StateMD
Zip21050-1331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLT 36 130/132X304 AV 305 WHETSTONE ROAD VILG MANOR S3 P 32/42
Legal SubdivisionVILLAGE MANOR
Legal Lot Number36
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group4
Census Block4005
Census Tract303201

Owner

305 Whetstone Rd is owned and occupied by two individuals who bought it in January 2003.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address305 WHETSTONE RD, FOREST HILL, MD 21050-1331
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2003 · Amount on File
Deed SaleJan 13, 2003 · Amount on File
Deed Document Number20031483
Deed Book / Page4334 / 50
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address305 WHETSTONE RD, FOREST HILL, MD 21050-1331
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146680475
DateApr 15, 2021
Book Page14668/475
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 305 Whetstone Rd was $3,984 with a homeowner's exemption, up 8.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,984.00 (+8.67%) Homeowner's exemption$360,067$388,400 Land $114,400 Building $274,000
2025$3,666.00 Homeowner's exemption
2023$315,967$345,900 Land $114,400 Building $231,500
2022$3,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Whetstone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Whetstone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Whetstone Rd

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