Richland County property record for 305 Westridge Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1980 |
| Lot Size | 0.289 acres (12,591 sqft) |
| Owner | Company Name on Record |
| Last Sale | $145,000 (Feb 2022) |
| Tax Bill | $5,412 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26005-03-19 |
| Primary APN | 26005-03-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,224 sqft Heated Area |
| Gross Area | 1,520 sqft |
| 1st Floor Area | 1,224 sqft |
| Utility Area | 28 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,591 sqft (0.289 acres) |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00875592 |
|---|---|
| Street Address | 305 WESTRIDGE RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 19 BLK MM 80X150X80X150.2 #SU BRIARCLIFFE ESTATES #PR Y-7551 Y-6642 |
| Legal Subdivision | BRIARCLIFFE |
| Legal Block | MM |
| Legal Lot Number | 19 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11424 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3495 PIEDMONT RD NE, 300, ATLANTA, GA 30305-1717 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MASSACHUSETTS MUTUAL LIFE INSURANCE CO |
| Feb 3, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Deed Document Number | 20226618 |
| Deed Book / Page | 2712 / 3892 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 305 WESTRIDGE RD, ELGIN, SC 29045-8733 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0028883497 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 2888/3497 |
| Instrument | 2023055279 |
| Name | MASSACHUSETTS MUTUAL LIFE INSURANCE CO |
|---|---|
| Type | Insurance Company |
| Address | HARTFORD, CT 06103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 3, 2022 |
| Property Address | 305 WESTRIDGE RD, ELGIN, SC 29045-8733 |
| Document Number | 0027123892 |
| Book / Page | 2712 / 3892 |
| Map Reference | MB Y PG 6642 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 2022006618 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $377.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3495 PIEDMONT RD NE BLDG 11 # 300 BLDG 11, 11, ATLANTA, GA 30305-1717 |
| Investor | Possibly a Property Investor |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,412.00 (+4.78%) | $155,900 (+4,474.53%) Land $30,000 Building $125,900 | $155,900 (+82.98%) Land $30,000 Building $125,900 |
| 2023 | $5,165.00 (+63.71%) | $3,408 (-33.31%) | $85,200 (-7.29%) |
| 2021 | $3,155.00 | $5,110 | $91,900 Land $20,300 Building $71,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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